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Temporary protection, at a lower cost than other options, that can be converted to permanent

Permanent policies with a guaranteed death benefit and guaranteed cash value that grows over time

Long-term coverage that’s highly customizable to your needs and budget

Long-term coverage protection with the ability to invest your policy’s cash value in the market 

Helps to pay for someone to help you with everyday tasks, if you ever need it

Helps to replace lost income if sickness or injury prevent you from working

Stable, long-term options that eventually provide an income stream

Professionally managed investments with potential market gains

Bundled investments with low fees that you can quickly buy or sell

Investments designed to help you pay for college or other education expenses

Start to receive income now, for as long as you need it, with potential for additional earnings

Receive income for life and larger payouts by delaying them for at least a few years

Expertise and guidance to create your investment strategy and help you plan for future financial needs

Guidance to help identify potential needs and set you up with an estate plan that can protect your legacy

Insurance for employees, executives, or business owners, plus many other options to help a small business thrive

We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

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Everything you need to know about finding the right type and amount of life insurance for you

Learn how our custom solutions can help you through many different phases of your life

Get a better sense of your needs and goals to simplify the process of getting started

Frequently used insurance terms, annuity definitions, and other financial terminology that you might encounter

You can search for a New York Life agent in your area who has the expertise to address your needs

See why New York Life consistently earns the highest financial ratings

We’re committed to doing what’s right for our customers and our communities

Giving back to people who take care of their communities and the people they love

Making a difference at a local and national level through charitable giving

Financial support for bereavement, education, workplace, and local initiatives

Bereavement support and information for families, schools, and communities

See how our outreach has affected communities and young people across the country

Increase your income potential while helping families protect their own financial futures

Experience personal and professional growth at a purpose-driven company

See what it’s like to be part of our diverse and welcoming workplace

Learn about our people, history, priorities, or a range of current topics

See why we’ve been recognized by many organizations as an industry leader

Press releases, media contacts, leadership bios, and news articles

We take a holistic view of any opportunity, including environmental, social, and governance issues

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LIFE INSURANCE More than a policy. An act of love.

Over 175 years of helping families put love into action.

One-on-one guidance to help you protect what you have while growing more

Working with us means never having to make financial decisions alone. We connect you with an agent in your community–someone who understands your needs and priorities. Together, you’ll find the right approach to protect your family and help them prosper.

Financial expertise, human connection

We have 12,000+ agents around the country, and you can choose the one who’ll be dedicated to addressing your unique needs

Comprehensive, customized solutions

We offer best-in-class products and solutions that adapt to your changing needs to help grow your financial security and your peace of mind

A commitment to doing what’s right

For 175+ years, through financial ups and downs, we’ve remained accountable to our policy owners while upholding our values of diversity, responsibility, and service

Our agents provide life insurance and solutions to many other needs

Whether you’re just starting to think about your financial future or managing a complex situation, we tailor our flexible solutions to your needs. We explain our offerings in plain language and help you create customized solutions to meet your needs and budget.

Protect your family financially

Grow your savings and wealth

Prepare for retirement income needs

Get financial or business guidance

Want to learn more about financial protection and growth? Start here

If there’s more you want to know before talking to an agent, we can help. We have articles, 101 guides, and financial calculators to help you clarify your needs and goals.

Life insurance 101

Term vs. permanent life insurance

5 strategies to diversify your investment portfolio

Learn the differences between a will, trust, and estate

Living expenses calculator

Retirement needs calculator

College savings calculator

Long-term care costs by state and region

We've been in the business of doing good since 1845

From fulfilling our promises to responsible investing to community engagement, everything we do is for the good of our customers, our employees, and the communities we serve.

Mutuality means a commitment to you

As the largest mutual insurer in the U.S., we operate for the benefit of policy owners1, including paying them $2 billion in dividends in 2022 alone2

A history of financial strength

We have the highest financial strength ratings of all four major ratings agencies, based on our years of keeping promises to policy owners3

Dedicated to making a difference

We’re on a mission to make our world a better place to live, contributing 145,000+ volunteer hours and more than $32 million in charitable donations in a single year4

A diverse company to serve all

With a workforce that’s more than one-half female and one-third people of color, we reflect the communities we serve and are prepared to help each and every family4

We support communities and help bring people together

At New York Life, we go above and beyond every day to help individuals, families, and communities thrive.

Life-changing grant opportunities

The New York Life Foundation is dedicated to engaging with the communities where we live and work. We support our agents and employees with local and national grant opportunities that fit their philanthropic passions – including educational enhancement, childhood bereavement, grassroots community efforts, and workplace initiatives.

Kai's Journey - Lost in the Middle

For Kai and his friends, grief and loss are lifelong journeys. The same goes for real children and their families - it doesn’t just end when the book ends. That’s why we’ve expanded the series with our newest book, Lost in the Middle, a graphic novel for middle schoolers.

Impact investment strategy

At New York Life, we announced our $1 billion impact investment initiative in April 2021 to help address the racial wealth gap in America and expand economic opportunity more broadly, with a goal to invest these funds over three years. Just 18 months later, that milestone has been met.

1Based on revenue as reported by “Fortune 500 ranked within Industries, Insurance: Life, Health (Mutual),” Fortune magazine, 6/5/23. For methodology, please see https://fortune.com/franchise-list-page/fortune-500-methodology-2023/

2Dividends are paid on participating policies and are based on the policy's applicable dividend scale, which is neither guaranteed nor an estimate of future performance results.

3The “highest ratings currently awarded” refers to the highest ratings currently awarded to any U.S. life insurer, specifically: AM Best A++ (as of 9/30/2022), Fitch Ratings AAA (as of 11/4/2022), Moody’s Aaa (as of 12/9/2022), and Standard & Poor’s AA+ (as of 7/29/2022). Source: third-party reports. Learn more: https://www.newyorklife.com/about/our-strength/what-rating-agencies-say.

4Stated figures are as of February 2023.

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