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SNAP Special Rules for the Elderly or Disabled

Breadcrumb

To get SNAP benefits, you must apply in the state in which you currently live and you must meet certain requirements, including resource and income limits.

Most SNAP eligibility rules apply to all households, but there are some special rules for households with elderly or disabled members that are described here. If your household does not have elderly or disabled members, you should read the general SNAP eligibility rules.

The information presented here is for Oct. 1, 2023 through Sept. 30, 2024.

Frequently Asked Questions

In SNAP, you are elderly if you are 60 years or older.

In SNAP, you are disabled if you meet ONE of the following criteria:

Your household must meet certain requirements to be eligible for SNAP and receive benefits. You must submit an application through your state SNAP agency or local SNAP office. If your state agency determines that you are eligible to receive SNAP benefits, you will receive benefits back to the date you submitted your application.

You must apply for SNAP in the state where you currently live. Because each state has a different application form and process, a member of your household must contact your state agency directly to apply.

You can contact your state agency by visiting your local SNAP office, visiting your state agency's website, or calling your state's toll-free SNAP Information hotline. Some states have online applications that can be completed from the state agency website.

If you are unable to go to your local SNAP office or do not have access to the internet, you may have another person act as an authorized representative by applying and being interviewed on your behalf. You must designate the authorized representative in writing.

Note: Please contact your SNAP state agency directly to apply and to request information about the status of your application. FNS does not process applications or have access to case information.

In most cases, once you submit your application, your state agency or local SNAP office will process it and send you a notice telling you whether or not you are eligible for benefits within 30 days.

During the 30 days, you will need to complete an eligibility interview and give proof (verification) of the information you provided. The interview is typically completed over the telephone or in-person. If you are found eligible, you will receive benefits based on the date you submitted your application.

You may be eligible to receive SNAP benefits within 7 days of your application date if you meet additional requirements. For example, if your household has less than $100 in liquid resources and $150 in monthly gross income, or if your household's combined monthly gross income and liquid resources are less than what you pay each month for rent or mortgage and utilities expenses. Contact your state agency for additional details.

If you are found eligible, you will receive SNAP benefits on an Electronic Benefit Transfer (EBT) card, which works like a debit card. Benefits are automatically loaded into your account each month. You can use your EBT card to buy groceries at authorized food stores and retailers.

If you are found eligible, you will receive a notice that tells you how long you will receive SNAP benefits for; this is called your certification period. Before your certification period ends, you will receive another notice that says you must recertify to continue receiving benefits. Your local SNAP office will provide you with information about how to recertify.

Everyone who lives together and purchases and prepares meals together is grouped together as one SNAP household.

Some people who live together, such as spouses and most children under age 22, are included in the same SNAP household, even if they purchase and prepare meals separately.

If a person is 60 years of age or older and unable to purchase and prepare meals separately because of a permanent disability, the person and the person's spouse may be a separate SNAP household if the others they live with do not have very much income (no more than 165 percent of the poverty level).

Normally you are not eligible for SNAP benefits if an institution gives you most of your meals. However, there is one exception for elderly persons and one for disabled persons:

Resources

Households may have $2,750 in countable resources (such as cash or money in a bank account) or $4,250 in countable resources if at least one member of the household is age 60 or older, or is disabled.

However, certain resources are NOT counted when determining eligibility for SNAP:

Depending on which state you live in, you may be able to have more resources than the above limits and still be eligible for SNAP. Most state agencies have adopted broad-based categorical eligibility (BBCE), which allows state agencies to align income and resource limits with their TANF-funded programs. Under BBCE, households are categorically eligible for SNAP if they are eligible to receive a TANF or maintenance of effort (MOE) state-funded non-cash benefit. Even if you meet the BBCE income and resource limit in your state, you will still need to meet non-financial eligibility rules and have an income low enough to receive SNAP benefits.

Vehicles count as a resource for SNAP purposes. States determine how vehicles may count toward household resources.

Licensed vehicles are NOT counted if they are:

For non-excluded licensed vehicles, the fair market value over $4,650 counts as a resource.

Licensed vehicles are also subject to an equity test, which is the fair market value less any amount owed on the vehicle. The following vehicles are excluded from the equity test:

For vehicles with both a fair market value over $4,650 and an equity value, the greater of the two amounts is counted as a resource.

Additionally, the equity value of unlicensed vehicles generally counts as a resource, with some exceptions.

Most SNAP households must meet both the gross and net income limits or they are not eligible for SNAP and cannot receive benefits. However, a household with an elderly or disabled person only has to meet the net income test.

Net income means gross income minus allowable deductions. Gross income means a household's total, non-excluded income, before any deductions have been made. Under federal law, all income is counted to determine eligibility for SNAP unless it is explicitly excluded. For SNAP purposes, “income” includes both earned income such as wages and unearned income such as Supplemental Security Income (SSI) and veterans, disability, and death benefits. Because veterans' and disability benefits are not explicitly excluded from income, they are counted when determining a household's eligibility for SNAP.

If all members of your household are receiving Temporary Assistance for Needy Families (TANF), SSI, or in some places other general assistance, your household may be deemed “categorically eligible” for SNAP because you have already been determined eligible for another means-tested program.

The information provided in the table below applies to households in the 48 contiguous states, the District of Columbia, Guam, and the U.S. Virgin Islands that apply for SNAP between Oct. 1, 2023, through Sept. 30, 2024.

* SNAP gross and net income limits are higher in Alaska and Hawaii.

The following deductions are allowed for SNAP:

SNAP Excess Medical Expenses Deduction

For elderly members and disabled members, allowable medical costs that are more than $35 a month may be deducted unless an insurance company or someone who is not a household member pays for them. Only the amount over $35 each month may be deducted.

Allowable costs include:

They also include other medically related expenses such as: certain transportation costs; attendant care; and health insurance premiums.

The costs of special diets are not allowable medical costs.

Note: Proof of medical expenses and insurance payments is required.

SNAP Excess Shelter Costs Deduction

The excess shelter deduction is for shelter costs that are more than half of the household's income after other deductions.

Allowable shelter costs include:

Some states allow a set amount for utility costs instead of actual costs.

The amount of the shelter deduction is capped at (or limited to) $672 unless one person in the household is elderly or disabled. The limit is higher in Alaska, Hawaii, and Guam. For a household with an elderly or disabled member, all shelter costs over half of the household's income may be deducted.

The total amount of SNAP benefits your household gets each month is called an allotment.

Because SNAP households are expected to spend about 30 percent of their own resources on food, your allotment is calculated by multiplying your household's net monthly income by 0.3, and subtracting the result from the maximum monthly allotment for your household size.

Note: The allotments described here are for households in the 48 contiguous states and the District of Columbia. The allotments are different in Alaska, Hawaii, Guam, and the U.S. Virgin Islands.

If you are eligible to receive SNAP benefits, you will receive benefits back to the date you submitted your application.

Households that consist entirely of elderly or disabled members are not subject to work requirements, however most other households must meet work requirements to be eligible for SNAP.

SNAP eligibility has never been extended to undocumented non-citizens. Specific requirements for non-citizens who may be eligible have changed substantially over the years and become more complicated in certain areas. The Food and Nutrition Act of 2008 limits eligibility for SNAP benefits to U.S. citizens and certain lawfully present non-citizens.

Generally, to qualify for SNAP, non-citizens must meet one of the following criteria:

Additionally, these individuals must also satisfy other SNAP eligibility requirements such as income and resource limits in order to qualify for benefits.

If certain members of a household are ineligible for SNAP, state agencies must still determine eligibility for SNAP for any remaining household members who are seeking assistance.

For additional information see: SNAP Policy on Non-Citizen Eligibility and SNAP Guidance on Non-Citizen Eligibility.

If you disagree with a decision in your case, you may request a fair hearing with an official who is required by law to review the facts of your case in a fair and objective manner.

Note: You must request a fair hearing within 90 days of the day your local SNAP office made the decision in your case that you disagree with.

You can request a fair hearing over the phone, in writing, or in person at the local SNAP office.

Although a fair hearing cannot change the laws or regulations governing SNAP, it can ensure that decisions on your case have been made correctly.

In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident. Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English. To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at How to File a Program Discrimination Complaint and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by: (1) mail: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410; (2) fax: (202) 690-7442; or (3) email: program.intake@usda.gov.

For additional information about SNAP in your state, to file an application for SNAP benefits, or to get information about your SNAP case, you must contact your local SNAP office.