Minimum Auto Insurance Coverage Requirements by State

Each state has their own laws governing the minimum car insurance coverage you need—use this list to find your state and determine your minimum coverage. It’s a good idea to compare a few different auto insurance quotes using the same coverage selection to be sure you’re getting the best deal. You will probably find that your quotes vary dramatically by company– it’s not uncommon to see rates vary by as much as $500!

You’ll notice that most states include three numbers, such as 20/40/10. These are called “split limits” for liability insurance. What this means is that the state requires $20,000 in coverage for damages to another person, $40,000 in coverage for bodily injuries to all injured parties, and $10,000 in coverage for property damage.

Find your state below:

Alabama: Alabama auto insurance minimum coverage requirements:

Alaska: Alaska auto insurance minimum coverage requirements:

Arizona: Arizona auto insurance minimum coverage requirements:

Arkansas: Arkansas auto insurance minimum coverage requirements:

California: California auto insurance minimum coverage requirements:

Colorado: Colorado auto insurance minimum coverage requirements:

Connecticut: Connecticut auto insurance minimum coverage requirements:

Delaware: Delaware auto insurance minimum coverage requirements:

Washington DC: Washington DC auto insurance minimum coverage requirements:

Florida: Florida auto insurance minimum coverage requirements:

Georgia: Georgia auto insurance minimum coverage requirements:

Hawaii: Hawaii auto insurance minimum coverage requirements:

Idaho: Idaho auto insurance minimum coverage requirements:

Illinois: Illinois auto insurance minimum coverage requirements:

Indiana: Indiana auto insurance minimum coverage requirements:

Iowa: Iowa auto insurance minimum coverage requirements:

Kansas: Kansas auto insurance minimum coverage requirements:

Kentucky: Kentucky auto insurance minimum coverage requirements:

Louisiana: Louisiana auto insurance minimum coverage requirements:

Maine: Maine auto insurance minimum coverage requirements:

Maryland: Maryland auto insurance minimum coverage requirements:

Massachusetts: Massachusetts auto insurance minimum coverage requirements:

Michigan: Michigan auto insurance minimum coverage requirements:

Minnesota: Minnesota auto insurance minimum coverage requirements:

Mississippi: Mississippi auto insurance minimum coverage requirements:

Missouri: Missouri auto insurance minimum coverage requirements:

Montana: Montana auto insurance minimum coverage requirements:

Nebraska: Nebraska auto insurance minimum coverage requirements:

Nevada: Nevada auto insurance minimum coverage requirements:

New Hampshire: New Hampshire auto insurance minimum coverage requirements:

New Jersey: New Jersey auto insurance minimum coverage requirements:

New Mexico: New Mexico auto insurance minimum coverage requirements:

New York: New York auto insurance minimum coverage requirements:

North Carolina: North Carolina auto insurance minimum coverage requirements:

North Dakota: North Dakota auto insurance minimum coverage requirements:

Ohio: Ohio auto insurance minimum coverage requirements:

Oklahoma: Oklahoma auto insurance minimum coverage requirements:

Oregon: Oregon auto insurance minimum coverage requirements:

Pennsylvania: Pennsylvania auto insurance minimum coverage requirements:

Rhode Island: Rhode Island auto insurance minimum coverage requirements:

South Carolina: South Carolina auto insurance minimum coverage requirements:

South Dakota: South Dakota auto insurance minimum coverage requirements:

Tennessee: Tennessee auto insurance minimum coverage requirements:

Texas: Texas auto insurance minimum coverage requirements:

Utah: Utah auto insurance minimum coverage requirements:

Vermont: Vermont auto insurance minimum coverage requirements:

Virginia: Virginia auto insurance minimum coverage requirements:

Washington: Washington auto insurance minimum coverage requirements:

West Virginia: West Virginia auto insurance minimum coverage requirements:

Wisconsin: Wisconsin auto insurance minimum coverage requirements:

Wyoming: Wyoming auto insurance minimum coverage requirements:

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