Motorcycle insurance quotes

Affordable motorcycle insurance, customized for you.

Save money with these motorcycle insurance discounts

You'll save if you've completed an approved safety course within the past 3 years.1

Our Multi-Bike Discount ensures you receive the best value with minimal hassle when managing your motorcycle insurance.2

We recognize the importance of vehicle safety features and offer savings for features such as anti-theft, anti-lock brakes, electronic stability control, daytime running lights, rearview camera, etc.1

Bundle your insurance, more like bundle of savings!

Customized motorcycle insurance coverage built for you

Liability coverages

Vehicle coverages

Optional coverages

Understand your motorcycle coverage options

Why choose Liberty Mutual for motorcycle insurance?

Get the Liberty Mutual app today!

The fastest, easiest way to manage your insurance.

Access your ID cards8 Save your ID cards to your device so you have them where you need them, when you need them.

Pay and manage bills Pay your bills, enroll in Autopay, and update billing preferences in a few easy taps.

File and track claims From requesting Roadside Assistance to filing a claim in minutes, we're here when you need us.

Common questions about motorcycle insurance

What is motorcycle insurance?

Motorcycle insurance helps protect you and your motorcycle if you're in an accident. In general, motorcycle insurance can help pay for damages and/or injuries you may cause due to an at-fault accident. These Liability Coverages are required in most states, but the amount needed can vary.

You can also get Collision Coverage to help pay for damage to your motorcycle from hitting another vehicle or object. See how much you could save on motorcycle insurance with Liberty Mutual when you get a customized policy, so you only pay for what you need.

Is motorcycle insurance expensive?

Just like car insurance, the value of your motorcycle can impact the cost of your insurance. If you ride a more expensive bike, you can expect your cost to be a bit higher compared to a less expensive one.

How much is motorcycle insurance?

Motorcycle insurance is normally cheaper than auto insurance. A typical motorcycle policy costs about $33 per month or $400 per year.9 The amount you pay for a motorcycle policy is based on many factors including

Is motorcycle insurance required?

Yes, in most states you're required to have motorcycle insurance to legally drive your bike on the road. These requirements normally follow the same coverage and limits required for auto insurance and vary by state. In most cases, you'll need at least

You can check your state's coverage requirements on our state pages for more info.

What types of motorcycles or bikes are covered by Liberty Mutual?

At Liberty Mutual, we insure a wide range of motorcycle sizes and types. From cruisers to tour-sport bikes we've got you covered.

How to compare motorcycle insurance companies

When comparing motorcycle insurance quotes, you may see a lot of similarities. That goes for if you're looking for the best motorcycle insurance or the cheapest motorcycle insurance. That's because there are common coverages most states require like

There are also recommended coverages based on the state you live in.

Tips for comparing motorcycle insurance quotes

When comparing motorcycle insurance, you should also think about how easy it is to deal with the company. At Liberty Mutual we make motorcycle insurance easy. Our fast and easy quotes let you customize your motorcycle coverages so you only pay for what you need.

At Liberty Mutual you'll also get our free and easy to use mobile app that lets you

These are just a few ways Liberty Mutual helps make motorcycle insurance easy.

Last but not least, you should also consider the insurance company's reputation. At Liberty Mutual, we believe progress happens when people feel secure — and that goes beyond insurance.

Does motorcycle insurance cover theft?

Yes, motorcycle insurance can help cover you if your bike is stolen, if you have the right coverage. Most policies handle theft through Comprehensive Coverage.

Does motorcycle insurance cover medical?

For injuries to yourself, you need to add medical coverage. This is either Med Pay or PIP depending on the state you live in. These optional coverages can help you pay for medical bills if you're injured in an accident regardless of fault.

Do I need a motorcycle license to get insurance?

No, a motorcycle license isn't required to get motorcycle insurance. That being said, most insurance companies will require it, and most states require a motorcycle license depending on bike type. You'll want to shop around to find out what works best for you.

Want to learn more about insurance? We can help!

Call for a quote

888-413-3727

24/7 Roadside Assistance

800-426-9898

About Liberty Mutual

Quick Links

Liberty Mutual is an Equal Opportunity Employer and an Equal Housing Insurer.