Best Pet Insurance in Idaho

Our pets are our family. We all want to make sure they're given the happiest, healthiest lives possible, but sometimes vet care can be pricey. Pet insurance can make pet healthcare expenses more manageable. If you're looking for the best pet insurance Idaho, look no further.

Here’s everything Idaho residents need to know about pet insurance.

The Best Pet Insurance in Idaho:

Limitations apply. For terms and conditions, visit pumpkin.care. Pumpkin Insurance Services Inc. (NPN#19084749) (“Pumpkin”) is a licensed insurance agency, not an insurer. Insurance plans underwritten by United States Fire Insurance Company. Preventive Essentials is not an insurance policy, and is not available in all states.

Pet Insurance in Idaho: An Overview

Why is pet insurance important? Let’s take a quick look at pet insurance in the Gem State. 

Number of households with pets: 

Amount spent on pet bills annually: 

Average cost of pet insurance annually: 

What Does Pet Insurance Typically Cover?

Every pet insurance plan works differently, so it’s important to look at the fine print when you’re considering plan options. In general, pet insurance plans may cover:

What isn’t typically covered by pet insurance:

Ask potential pet insurance companies for a sample policy. This is the best way to learn what plans cover and what they don’t. 

How Do Pet Insurance Plans Work?

Pet insurance plans have several moving parts, all of which can impact your out-of-pocket costs. These include:

Since plans work on a reimbursement basis, take a close look at each company’s claims process. The faster a company processes claims, the sooner you’ll get your money back. 

The Best Pet Insurance in Idaho

Ready to get quotes? Here are the best pet insurance providers in Idaho, according to our research:

1. High-Quality Pet Insurance: Spot Pet Insurance

Spot Pet Insurance is the No. 1 pet insurance provider recommended by Cesar Millan, the leading expert in dog behavior. Some insurance highlights:

You can customize your coverage and can even add special Spot-On coverage. Coverage options include accidents, behavioral issues, dental disease, illnesses, preventive services and even hereditary and congenital conditions. 

Spot’s claims service is easy. Just visit your vet (don’t forget to give your pet a treat on the way out!), send Spot the bill and get reimbursed.

Take 30 seconds to fetch your free quote now. 

*Rates vary based on plan type, species, breed, age and location

2. Progressive: Best for Fast Claims Processing

Pet insurance policies work on a reimbursement basis.

This means that you pay the vet bill, then you file a claim with the insurance company. Fast claims processing means you have your money sooner rather than later.

Progressive averages just 2–5 days for reimbursement. Progressive offers a range of plans and deductibles, so you can choose what works best for you and your family. 

3. Pumpkin Pet Insurance: Best for Extensive Plans

Look no further than Pumpkin for extensive pet insurance plans. Expect a wide range of traditional pet insurance and optional preventive care coverage. And every Pumpkin policy comes with a 90% reimbursement rate. 

Policies are available for both dogs and cats and a variety of situations. Start with a sample quote to see exclusions clearly laid out in bullets. 

You can get in touch with Pumpkin's customer service by:

Watch out for Pumpkin’s chat feature in the works!

Choose the Right Pet Insurance Plan

Choosing a pet insurance plan is a big decision. Your plan needs to fit into your budget while providing the coverage you need. Think about how you would handle a big vet bill. If you have some money set aside, you might want a high deductible plan to keep your premiums low. Only you know what’s best for you and your furry loved ones. 

If you’re unsure of which plan to choose, ask your family and friends for their recommendations. Your vet might be able to give you some pet insurance recommendations based on their experience. Pet groups on social media might be able to assist you as well. You might want to check with your current car or homeowner’s insurance providers. Some companies offer discounts when you purchase multiple products. 

Get started today with a free quote from 1 of our recommended pet insurance providers.

Frequently Asked Questions

Is pet insurance worth it?

Yes, pet insurance can definitely be worth it, especially if you get it while your dog is young and healthy. Not only will it help keep your pet health, it will save you from making hard decisions fueled by financial hardship.

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