Connecticut Pet Insurance

Embrace is a top-rated pet insurance for dogs and cats in Connecticut

Dog and Cat Insurance in Connecticut

The Constitution State offers a charming and diverse environment for both humans and their furry companions. From bustling cities like Hartford and New Haven to the quaint towns along the Long Island Sound, Connecticut is a pet lover's haven. Whether you're exploring the scenic trails of the Litchfield Hills or enjoying a relaxing day at the beach, Connecticut provides countless opportunities to create lasting memories with your beloved pet.

While the beauty and charm of Connecticut are undeniable, it's important to consider all aspects of pet ownership, including the cost of care. Along with housing and food costs, pet care expenses have risen in Connecticut, making pet insurance a valuable tool for responsible pet owners. It's crucial to be prepared for the financial commitment of keeping your cherished pet healthy and happy, allowing you to focus on creating lasting memories with your furry friend.

Facing the High Costs of Pet Care in Connecticut

According to our internal Embrace Pet Insurance data, we covered over 8600 claims in Connecticut in 2023 at an average cost of $450 per claim. We find that Connecticut pets experience a lot of allergic dermatitis, with normal costs for treatment averaging around $480 and going all the way up to $1,000. We also see a lot of cranial cruciate ligament tears, with the average vet treatment costing $4,400, but treatment can run over $10,000 in Connecticut. It’s no wonder why people from Connecticut are turning to pet insurance coverage in increasing numbers to help cover these daunting expenses.

Get a Connecticut Pet Insurance Quote

No matter where you live in Connecticut, Embrace can provide you with a competitive quote for pet insurance. Just tell us a little bit of information about your dog or cat, and we’ll fetch a quote that meets your needs.

It’s as easy as 1, 2, 3. Here’s how that works:

Share some information about your pet, including species, age, and breed.

Customize your policy by choosing annual reimbursement limits, deductibles, and percentages.

Choose optional coverage for prescription drugs and wellness care.

You’ll get an instant quote that you can adjust based on your needs. We also provide discounts for military, annual payments, and multi-pet households.

Got a minute for a Connecticut Pet Insurance quote?

Why Do You Need Pet Insurance in Connecticut?

Every family member deserves to have insurance, including your pet!

Just like us, our fur babies can have mishaps or become ill. Given how expensive veterinary care is, having pet insurance in Connecticut is an essential financial safety net that allows you to address medical issues and emergencies without breaking the bank.

What Makes Embrace the Best Pet Insurance in Connecticut?

Pet owners know to expect the unexpected, and having a simple, comprehensive policy to protect your pet lets you enjoy play time to the fullest.

From emergency and specialist care to diagnostic testing and surgery, Embrace Pet Insurance helps you provide the best quality of life for your pet and gives you peace of mind.

Embrace Pet Insurance reimburses for:

Emergency care, prescription drugs, diagnostic testing, complementary treatments, and more

Some pre-existing conditions may be eligible for coverage, particularly curable conditions once they’ve been cured for 12 months

Exam fee coverage for accidents and illnesses is also available

What Makes Connecticut Pet Insurance So Important?

We all know someone with horror stories about a pet eating a blanket or coming down with a sudden (and expensive) illness. Pet insurance means having the ability to get essential care without shelling out the full balance of the pet vet bill.

Thank you Embrace!!! My cat wasn't eating, so I knew she wasn't feeling well. After some tests and x-rays, I took her to the ER vet. The bill is being processed, but I'm so relieved I have Embrace Insurance for my fur baby, they really came through and gave me peace of mind that Lilly has the best of care.

- Sharon from New Bedford, MA

Embrace is a wonderful company. Impeccable customer service and very efficient.

- Catherine from Middletown, RI

I have had nothing but great experiences with Embrace. Very easy to submit claims and the process is quite quick for reimbursement. This is the 2nd policy I have had with Embrace and have not had a complaint yet. Professional, easy, quick, and a wide variety of polices.

- Tammy from Monroe, NY

Are You Ready to Protect Your Pet in Connecticut?

You’ve already taken a major step in protecting your pet’s health – researching pet insurance!

Now that you’ve found the best pet insurance Connecticut has to offer, the next step is choosing your plan.

Embrace cat and dog insurance is the right choice for pet parents who want the most comprehensive coverage available. We believe that you shouldn’t have to compromise on your pet’s health. If an expensive treatment is needed, it should be within reach.

Whether your pet needs an oncologist, a behavioralist, or laser therapy, it’s covered by Embrace.

If your pet has a pre-existing condition, coverage is still available that simply excludes coverage for those preexisting conditions. In addition, while some insurance providers exclude all preexisting conditions, we take a closer look. Certain curable conditions can be covered once your pet has been symptom-free for 12 months.

Got a minute for a Connecticut Pet Insurance quote?

Paw Support Included with Every Pet Insurance Plan in Connecticut

Have you heard the news? Embrace now offers Paw Support, a 24/7 pet helpline to provide pet parents with expert guidance from veterinary experts.

You can chat with a specialist online, via email, or by video and get all of your burning questions about any topic answered, including:

Medical concerns

Pet emergencies

Symptoms

Poisons and toxins

Chronic conditions

Lab results

Vitamins and supplements

Holistic care options

Behavioral issues

Wellness care

Diet

Exercise

FAQs About Connecticut Dog and Cat Insurance

What is the average cost of pet insurance in Connecticut?

There’s a wide range of pet insurance costs, depending on a wide variety of factors, including coverage limits. On average, our Connecticut pet insurance costs between $18 and $116 per month.

Which company has the cheapest pet insurance in Connecticut?

We believe honesty is the best policy, so we won’t tell you that Embrace is the cheapest in Connecticut when it isn’t always. But our goal isn’t to be the cheapest, our goal is to cover more and offer the best pet protection we can. We are highly rated by our members (4.1 Google; 4.2 Trustpilot), have a 5-star rating from Forbes and are also highly rated by Rover, Investopedia, Money, Canine Journal and others. If you’re the type of pawrent who wants the best for their fur baby, you’ve come to the right place.

What are common risks to pets in Connecticut?

Connecticut's charm, from coastal towns to forests, hides some dangers for pets. Summer's hot, humid days can lead to heatstroke, especially for vulnerable breeds left outdoors. Winter brings the risk of hypothermia and icy sidewalks.

Ticks carrying Lyme disease and Anaplasmosis are prevalent, particularly in wooded areas. Regular checks and preventative measures are essential. Additionally, Connecticut experiences Eastern Equine Encephalitis (EEE), a mosquito-borne virus that can affect animals.

Coastal areas come with unique risks. Saltwater poisoning can occur if pets ingest seawater, and stingray encounters are possible on beaches. Keep an eye on your pet near the water and rinse them with fresh water after swimming.

Urban areas like Hartford and New Haven present dangers like heavy traffic and exhaust fumes. Keep your pet leashed and on sidewalks during walks. In contrast, rural areas raise concerns about wildlife encounters. Be mindful and keep your pet leashed, especially at dawn and dusk.

By understanding these dangers and taking precautions, Connecticut pet owners can ensure a safe and healthy life for their furry companions in this beautiful state.

Is it worth having pet insurance for a dog in Connecticut?

For any parent who would prefer not to pay thousands in vet bills, pet insurance is a smart financial option. No matter how careful we are with our pets, accidents happen, and illness is largely unpredictable.

An emergency with a few zeroes behind it can lead to tough decisions, and pet insurance can save your pet’s life.

If you’re contemplating pet insurance, you’re in good company. According to Nerd Wallet, the number of pet parents who opted for pet insurance has doubled since 2019.

Oh, and if you’re wondering, pet insurance is likely to pay off faster than you think. 1 in 3 Embrace policyholders files a claim within their first year.

Can pet insurance be used immediately?

Details vary, so here’s what you can expect: Whether or not you can use pet insurance immediately depends on the type of coverage you have. All policies cover accidents from the start date of the policy. All polices have a 2 week illness waiting period. Most Pet Wellness Plans, on the other hand, aren’t insurance policies and your full benefits are available from day one. Other waiting periods and exclusions vary by state. Check your policy or click here for details.

*Estimates based on quotes by Embrace Pet Insurance

Ready to protect your furry friend?

Call (800) 779-1539

Connect with Us

Copyright 2005—2024 Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2024 American Modern Insurance Group, Inc.