Search For

Doctors

Horizon Behavioral Health

Hospitals and Other Facilities

Accident Insurance

Coverage Outside New Jersey

Horizon Dental

International Travel

Horizon Pharmacy

Horizon Vision

Medical Plans

Medicaid

Medicare

Pet Insurance

SHBP and SEHBP Members

24/7 Nurse Line

Connect With Us Online

My Health Manager

Horizon Blue App

Horizon CareOnline

Horizon MyWay

Personal Health Assistant

The Power of Paperless

Treatment Cost Estimator

Advance Directive

Formulary Exception/Prior Authorization

Search by Form Type

Search by Frequently Used Forms

Search by Plan Type

AbleTo Support Program

HorizonbFit

Healthy Discounts

Horizon Balance Living

Maternity Program

Cancer Program

Care Management

Chronic Care Program

Horizon Behavioral Health

Horizon Supportive Care Program

Patient-Centered Programs

Horizon Care@Home

Important Notices

COVID-19 resources

Making a Payment

Other Health Expense Plans

Out-of-Network Costs

Understanding Your Coverage

Understanding Your Part D Prescription Drug Plan

Who to Contact When You Have a Question

Your Guide to Getting Care

Your Health in Focus

Member News

Security Incidents

Pet Insurance

Digging into Pet Insurance

[Music plays while text appears on screen to explain the benefits of Pet Health Insurance.]

[Animation starts with image of clouds in the sky and pans down to a dog digging a hole in the ground.]

ASPCA Pet Health Insurance presents Digging into Pet Health Insurance

Fur children get hurt and sick just like human children do, and with all the advancements in veterinary medicine, treatment can be expensive.

[The dog has dug a tunnel and pops its head out of the ground.]

When the unexpected happens, pet insurance can help save you from having to say no to the care your pet needs because of cost.

[Animation transitions to the dog holding an umbrella.]

What’s Covered?

Accidents.

[Animation transitions to an x-ray being taken of the dog’s stomach, which finds the dog has ingested a sock.]

Average cost of intestinal Foreign Object $3,151.73. Exclusions and Limitations apply

Illnesses.

[Animation transitions to an x-ray being taken of a cat’s head, chest and abdomen, which finds the cat has bladder stones.]

Average cost of Bladder Stones $1708.58. Exclusions and Limitations apply

Hereditary Conditions.

[Animation transitions to an x-ray being taken of the dog’s head, chest and abdomen, which finds the dog has a spine problem.]

Average cost of Intervertebral Disc Disease $2,255.76. Exclusions and Limitations apply

[Animation transitions to solid color screen where each item in the list is given focus.]

Plus

[Animation transitions the dog holding a magnifying glass to its left eye.]

Customizable Coverage

[Animation transitions to solid color screen where each coverage option is given focus]

Select your Annual Deductible.

The amount you must satisfy for covered veterinary expenses before you can start being reimbursed. Choose from $100, $250, $500.

Choose your Reimbursement Percentage.

The percentage of covered costs paid back to you after your deductible is satisfied.

Choose from 90%, 80%, 70%.

Pick your Annual Coverage Limit. The total amount you can be reimbursed over one 12-month policy period.

Choose from $5,000 / $10,000 / $15,000 / $20,000 / Unlimited.

[Animation transitions to the cat holding a wrench.]

How it works.

Subject to terms and conditions of the plan

[Animation transitions to solid color screen and 5-star ratings from customers are shown.]

“The best thing I did was get this protection for my beloved pets! They are great!” — Ruth P.

“I no longer have to worry about making a decision between my bank account and my dogs’ health.” — Lindsay L.

“Pet Insurance takes cost out of the picture so people can focus on the best medical choice for their pets” — Janine Pepin, D.V.M.

Disclaimer text appears at bottom of page. Limitations and exclusions apply

[Animation transitions to end with the dog.]

ASPCA Pet Health Insurance

Use priority code HORIZONBCBSNJ to get a quote!

Visit aspcapetinsurance.com/enroll

Call 1-877-343-5314

Horizon BCBSNJ members have access to discounted pet insurance plans from ASPCA, an advocate for animal welfare and a leader in the pet insurance industry. One of the ASPCA’s priorities is helping people care for their animal companions.

Members receive a 10% discount on coverage so they can give their pets the best care possible without worrying about overwhelming medical bills.

Learn more about pet insurance or purchase a policy here, where Horizon BCBSNJ members can also access our exclusive discount code to save 10% on pet coverage.

Are you sure you want to leave this website?

You are leaving the Horizon Blue Cross Blue Shield of New Jersey website. Please click Continue to leave this website. Or, if you would like to remain in the current site, click Cancel.

This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ. To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.

Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, Braven Health, and/or Horizon Healthcare Dental, Inc., each an independent licensee of the Blue Cross Blue Shield Association. Communications may be issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity as administrator of programs and provider relations for all its companies. The Blue Cross® and Blue Shield® name and symbols are registered marks of the Blue Cross Blue Shield Association. The Horizon® name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey. The Braven Health℠ name and symbols are service marks of Braven Health.

Information in Other Languages

Family of Companies

Additional Links

® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105.

Please note that these forms are to be used by Federal Employee Program Members only