Dog Insurance Dog Insurance

Don't let insurance limit your dog's care

Get a quote in a few simple steps

Get a quote in a few simple steps

We'll never charge you more for claiming, so you can always get the care your pet needs

Our Claims Pricing Guarantee means we'll never charge you more for claiming.

Over £5 million paid every week to help pets get the veterinary treatment they need.

We can pay your vet directly and you can claim online. We pay 90% of claims in 5 working days.

Our policies cover things some other policies don't

We always offer these as standard:

Physical & online consultations

Diagnostic tests

Prescription medicine

Surgery & specialised care

Physiotherapy & pet therapies

Hereditary conditions

Behavioural conditions

Congenital conditions

Dental illness & injury

Cancer treatments

Help with vet bills and a whole lot more

Help with vet bills and a whole lot more

Terms, conditions and excess apply and may be varied on renewal. Cover may be provided for some pre-existing conditions.

Help from Supervet Noel Fitzpatrick and our team of experts

It's important to compare the veterinary cover carefully when choosing pet insurance. We asked Professor Noel Fitzpatrick what to look out for.

Supervet on choosing pet insurance

"Not all pet insurance is the same - choose wisely to get the best care for your animal."

Supervet on vital pet insurance questions

"Every pet parent should ask these 3 questions before they insure their pet..."

Supervet on cheap pet insurance

"It's about value over many years rather than looking for a short-term deal"

Supervet on diagnostic tools

"Cover restrictions can limit the diagnostic tools at your vet's disposal"

We also offer a multi-pet discount if you have more than one furry friend

Multi-pet Insurance

Cat Insurance

Rabbit Insurance

For more FAQs visit our help and support page

Why should you insure your dog?

Did you know that you’re more likely to claim on your pet insurance than your car or home policy? Unfortunately, pets are just as susceptible to illness and injury as we are – in fact, 90% of the claims Petplan pays out are for illness, rather than accident. Insurance can help you ensure your dog gets the best care possible.

What does pet insurance cover?

Just like us, pets are susceptible to anything from skin conditions to contracting an auto-immune disease, and everything in between. They need the same level of care as we do, whether that’s an X-ray, an MRI scan, or even chemotherapy to help diagnose and treat their health problems. That's where pet insurance comes in. Insuring your pet allows you to focus on getting your pet back to good health – not on worrying about the vet bills you might need to pay out for.

How much does dog insurance cost?

There are a number of factors that affect how much insurance for your dog will cost, such as your dog’s age, breed and where you live. Our premiums are carefully calculated for each individual pet so why not get a quote and select the policy that suits your needs.

What type of dog insurance is right for me?

Every dog is individual and unique so we have a range of plans for your needs, from time-limited to lifetime policies – we even have a multi-pet discount if you have more than one furry friend. We’ve compiled a handy guide explaining the different types of policies in the market to help you decide which is right for you.

What is Covered For Life®?

Our Covered For Life® policies are designed to cover long-term, chronic or recurring illness, as well as short term illness and injury. As long as the policy is renewed each year without a break, we will continue to provide cover for conditions such as diabetes or arthritis which require treatment over a long period of time, often for life. Other insurance policies, such as time-limited policies, will limit the time you can claim for each illness of injury.

What is 12 month cover?

Time Limited Pet Insurance, such as our 12 month Essential policy, is designed for pet owners requiring a less comprehensive policy. It is important to remember that each illness and injury on our Essential policies are covered for a maximum of 12 months. Should your dog suffer from the same condition again you will not be able to claim for it.

Do you cover pre-existing conditions?

We know that pet health is complex. For this reason we underwrite all policies at the start of cover and will confirm whether any pre-existing conditions your pet has will be covered by your policy or not. You may have seen specific pre-existing condition policies being offered by other insurers, but it’s worth checking the cover provided because in some instances you would actually have more cover for a pre-existing condition on your standard policy.

When you take out a policy with us, you must tell us about any previous or existing conditions, illnesses or injuries, and we will then confirm whether we can provide cover for these on a case-by-case basis. We may tell you that we can only insure a condition when your pet has been free from it for a certain amount of time, for example.

We will be transparent about what is and isn’t covered, and will include this information in your Certificate of Insurance and terms and conditions.

Is dental treatment covered?

We’ll cover the treatment of a dental injury and illness providing your pet has had a dental examination by a vet within 12 months prior to the onset of the dental injury or illness and that any treatment recommended was carried out within three months of the examination.

For more FAQs visit our help and support page

Why should you insure your dog?

Did you know that you’re more likely to claim on your pet insurance than your car or home policy? Unfortunately, pets are just as susceptible to illness and injury as we are – in fact, 90% of the claims Petplan pays out are for illness, rather than accident. Insurance can help you ensure your dog gets the best care possible.

What does pet insurance cover?

Just like us, pets are susceptible to anything from skin conditions to contracting an auto-immune disease, and everything in between. They need the same level of care as we do, whether that’s an X-ray, an MRI scan, or even chemotherapy to help diagnose and treat their health problems. That's where pet insurance comes in. Insuring your pet allows you to focus on getting your pet back to good health – not on worrying about the vet bills you might need to pay out for.

How much does dog insurance cost?

There are a number of factors that affect how much insurance for your dog will cost, such as your dog’s age, breed and where you live. Our premiums are carefully calculated for each individual pet so why not get a quote and select the policy that suits your needs.

What type of dog insurance is right for me?

Every dog is individual and unique so we have a range of plans for your needs, from time-limited to lifetime policies – we even have a multi-pet discount if you have more than one furry friend. We’ve compiled a handy guide explaining the different types of policies in the market to help you decide which is right for you.

What is Covered For Life®?

Our Covered For Life® policies are designed to cover long-term, chronic or recurring illness, as well as short term illness and injury. As long as the policy is renewed each year without a break, we will continue to provide cover for conditions such as diabetes or arthritis which require treatment over a long period of time, often for life. Other insurance policies, such as time-limited policies, will limit the time you can claim for each illness of injury.

What is 12 month cover?

Time Limited Pet Insurance, such as our 12 month Essential policy, is designed for pet owners requiring a less comprehensive policy. It is important to remember that each illness and injury on our Essential policies are covered for a maximum of 12 months. Should your dog suffer from the same condition again you will not be able to claim for it.

Do you cover pre-existing conditions?

We know that pet health is complex. For this reason we underwrite all policies at the start of cover and will confirm whether any pre-existing conditions your pet has will be covered by your policy or not. You may have seen specific pre-existing condition policies being offered by other insurers, but it’s worth checking the cover provided because in some instances you would actually have more cover for a pre-existing condition on your standard policy.

When you take out a policy with us, you must tell us about any previous or existing conditions, illnesses or injuries, and we will then confirm whether we can provide cover for these on a case-by-case basis. We may tell you that we can only insure a condition when your pet has been free from it for a certain amount of time, for example.

We will be transparent about what is and isn’t covered, and will include this information in your Certificate of Insurance and terms and conditions.

Is dental treatment covered?

We’ll cover the treatment of a dental injury and illness providing your pet has had a dental examination by a vet within 12 months prior to the onset of the dental injury or illness and that any treatment recommended was carried out within three months of the examination.

My Petplan

My Petplan is a self-service area where you can make claims, update your account and access your policy information securely whenever you choose.

Manage Your Policy

We’ve just launched My Petplan and some features aren’t available yet – but we’re working on it! You can also manage your policy using the links below.

If you can’t find what you’re looking for here, check our FAQs or get in touch with our expert team who will be happy to help.

Award winning pet insurance

Covered For Life® Dog and Cat Insurance

Covered For Life®

Covered For Life®

Discover Dog Breeds

Find out more about some of the UK's most popular dog breeds and discover which breed could be your ideal canine companion with our breed selector quiz.

Dog Breeds

Cat Breeds

Petplan is a trading name of Pet Plan Limited (Registered in England No. 1282939) and Allianz Insurance plc (Registered in England No. 84638), Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB.

Pet Plan Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 311969. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Pet Plan Limited is a subsidiary of Allianz Insurance plc. Fitz All Media Limited is an Appointed Representative of Pet Plan Limited.