Purchase pet insurance plans to protect your furry companion

Find the perfect pet insurance plan with Pets Best

Pet insurance protecting your fur baby and your wallet

Pet insurance helps provide peace of mind knowing your pet has protection when they need it. Pet insurance also helps keep your out-of-pocket costs low when visiting the vet.

Comprehensive pet insurance plans for your loyal companion

The variety of plans offered taps into the specific needs you’re looking for. Your pets are there for you, be ready when they need you!

Pet insurance for dogs

Our best friends on four paws are infamous for finding trouble. Having a pet insurance plan for your dog can give you peace of mind so you can enjoy the puppy love and worry less about vet bills no matter what happens!

Pet insurance for cats

Your cat has a mind of their own - but they are family! Stubborn, silly, or sweet as they may be, there is always the possibility of accidents or illnesses. Give your kitty the care they deserve without having to stress about the cost.

How much does pet insurance cost?

The cost of pet insurance varies from pet to pet. Your pet's age, breed, and location can affect the price of your policy. To see how much it would cost to protect the animals in your life, run a quote.

What does pet insurance cover?

Pet insurance coverage will vary by brand and the plan type you select. The pet insurance plans we offer cover accidents and illnesses, but you can also add a wellness rider that will help cover the costs of routine care like exams and vaccinations. This way, you can customize your pet insurance plan to meet the needs of your pet.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company, a Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254. Pets Best Insurance Services, LLC (CA agency #0F37530) is a licensed insurance agency located at 10840 Ballantyne Commons Parkway, Charlotte, NC 28277. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pet insurance FAQs

Pet insurance provides peace of mind that your pet will receive the care they need while also helping keep your out-of-pocket costs down. 

Your pet’s age, the pet’s breed and where you live will determine pricing. For instance, as your pet gets older, premiums will increase. And certain breeds carry specific genetic conditions that will also affect your final price.

As far as plans go, the lowest level of pet insurance are typically "accident only" plans. As plans get higher in premium (monthly charge), plans cover a variety of conditions and treatments: hereditary conditions, surgeries, prescriptions, rehabilitative therapies and alternative therapies.

Once you pay a vet bill, you will use the itemized receipt to fill out a claim to submit to your insurance provider. Once that claim is processed, your reimbursement will either be sent to you or deposited directly into your bank account.

The amount of money you receive back will depend on your reimbursement level. Pets Best offers 70-90% reimbursement.

Yes, as your pet increases in age, the insurance premium is also likely to increase. The exception to this is Accident-only plans, which are a fixed rate regardless of your pet’s age. 

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Before you shop, here's a guide to pet insurance lingo:

With a Pets Best policy, there are no networks and you can visit any licensed vet in the U.S. or Canada.

Some plans do have an annual limit (amount of money allotted per year) that will run out once you have used it.

The deductible you choose is the amount you will be responsible to pay out of pocket before your pet insurance covers the remaining costs.

Carrier is an insurance company that offers insurance plans.

Your pet must be above 7 weeks to be insured

The maximum dollar amount a pet plan will pay toward the cost of service(s) per year.

Any illness or injury that begins before your policy is effective, or during your waiting period, may be considered “pre-existing."

This is the percentage the plan will pay towards a qualified service.

Also called "Premium". Your monthly plan fee.

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