Best Cheapest Prudential Auto Insurance Companies in Bonners Ferry,West Virginia

Auto Insurance Claim

DOCUMENTARY REQUIREMENTS TO FILE A CLAIM

1. Own Damage

Pertains to accidental damage to the insured vehicle.

2. Compulsory Third Party Liability

Pertains to bodily injury resulting from an accident by an insured unit covered under the Mandatory CTPL coverage.

The NO FAULT provision under this coverage offers a maximum indemnity to a victim in the amount no more than Php 15,000.00 as provided for in the policy whether or not the authorized driver is found to be at fault or not.

3. Excess Bodily Injury

This coverage refers to the voluntary coverage obtained by the assured specifically for Bodily Injury Claims, which will only respond in excess of the CTPL coverage. Documentary requirements and claim procedures are the same with that of CTPL.

4. Third Party Property Damage

A TPPD claim is filed when the insured unit causes damage to a third party property. Documentary requirements may vary with respect to the nature of the property damaged.

Assured’s documents:

Third Party documents – in case there is another vehicle involved:

CLAIMS SECTION

1. Receiving Section

2. Processing Section

All submitted claim documents are given to the claims examiner for evaluation and consequently for the issuance of a Letter of Authority or Cash Settlement Offer.

PARTNER SHOPS

Should the client bring the insured unit to any of the partner shops of Prudential Guarantee and Assurance, Inc. the said shops will be responsible of assisting the client with regard to the documents and the repair of the vehicle.

You can view the list of PGAI partner shops here

For concerns, please call (02) 8806-6089 or email motorcar.claims@prudentialguarantee.com.

By transacting with Prudential Guarantee and Assurance, Inc. (PGAI), I hereby allow and authorize PGAI to collect, use and process my personal data provided in this form and its attachments in accordance with PGAI’s Privacy Notice and all applicable laws.  I agree to be bound by the Data Privacy Act of 2012 and related laws, rules and regulations. I understand that my personal data may be made available to  PGAI’s agents, affiliates, brokers, service providers, third-party companies and government bodies whenever necessary.  By freely and voluntarily providing personal data to PGAI, I am confirming that they are true and correct.  I understand that PGAI reserves the right to revise any decision made on the basis of the data provided should the same be found untrue or incorrect.  I hold PGAI, its agents and affiliates,  brokers, service providers and, where applicable, third-party companies free and harmless from any liability which may arise as a result of the authorization herein given.

PGAI shall collect, process, use, store, record and update my personal data necessary for securing an insurance contract and other related purposes.  The same may be shared, disclosed, or transferred to agents, affiliates, brokers, service providers of PGAI and government bodies authorized by law to receive such information.  PGAI shall retain all information provided for a period necessary to fulfill the aforesaid purposes, unless a longer retention period is required or permitted by law.  Such personal data shall be treated with utmost confidentiality and shall be accessed by authorized personnel only.  In  accordance with the Data Privacy Act of 2012, data subjects shall have the right to access their personal data to correct, update or supplement any false, inaccurate or incomplete information.  Should there be any question, please contact the Data Protection Officer of PGAI through 8 878-3000 loc. 7284 or email us at dpo@prudentialguarantee.com.