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Car Insurance Quotes with The AA

Save up to €175 on your Car Insurance*

*Online discount applies to new motor insurance policies purchased online only. Maximum discount value of €175 incl. fee & commission write off applies. Subject to a minimum premium of €306.02.

Plus, We’re Ireland’s most competitive Car Insurance Broker!^

AA Car Insurance Features and Benefits 🚘

Protecting what’s precious. With AA, Car Insurance is personal. Whether you’re a new customer or existing AA member, you’re open to a host of benefits that are hard to find elsewhere. From windscreen repair through AA-approved repairers, to driving other cars comprehensive as standard.

AA +MORE

Get exclusive access to rewards like up to 6c off every litre of fuel at select Circle K garages nationwide or you can also get 10% off AA Home Insurance.

Get Unlimited Fire, Theft & Windscreen No Claims Bonus Cover¹

Safeguard your valuable no claims bonus with AA Car Insurance – Shielding you from Unlimited Fire, Theft & Windscreen claims¹.

With our policies, rest assured that in the unfortunate event of a fire or theft (with personal belongings coverage up to €500), you can file a claim without it affecting your hard-earned no claims bonus¹.

The same protection extends to windscreen claims, where we cover the cost of replacing or repairing broken or damaged windscreens & windows, including scratches to bodywork from broken windows. Opting for an AA Approved repairer ensures full coverage, with a claim limit of €225 if you choose otherwise¹.

Comprehensive Car Insurance Cover²

With our best level of cover, AA customers with a full license get comprehensive car insurance.

This means you’re covered to drive other cars, even one that’s borrowed, so you can get behind the wheel, safe in the knowledge you’re looked after².

Personal Accident Cover

Personal Accident cover up to €75,000

Personal Belongings Cover²

If there’s been an accident, attempted break-in, or theft, The AA can cover you

up to €750² when personal belongings like sat nav equipment & mobile phones are lost or damaged.

No Claims Discount

If you’ve been claims-free for five years, you can receive a 50% No Claims Discount on your car insurance policy!

And remember, some policies will still allow you to make claims on things like fire, theft or misfuelling without it affecting your discount.

Legal Expenses²

We can provide legal expenses cover up to €50,000 to help with the likes of Solicitors fees or associated expenses, where warranted².

Driving Abroad²

Whether you’re on a driving holiday in Andorra, Denmark, Italy or Spain, AA car insurance can provide full cover on your insured car in over 30 countries, for up to 60 days².

Find The Right Car Insurance Policy For You!

Getting a quote for your insurance shouldn’t be complicated.

Keep your car insurance costs down by choosing the right level of cover with the AA. Across Comprehensive & Third-party, we can offer multiple types of cover to support all our members, with options tailored to what you need!

Comprehensive Car Insurance Cover

When you want full covers, our comprehensive car insurance policy is hard to beat,

As the highest level of cover we offer, it makes sure you and your car enjoy the greatest level of protection. This level of cover supports our members with additional peace of mind on the road.

Third Party Fire and Theft

When you need a basic level of cover, AA Third-Party Fire and Theft is ideal. Helping those who are new on the roads, who drive very little or have older cars, this level of cover could be just what’s needed.

To learn more, our guide to comprehensive car insurance cover and third-party fire and theft can help you choose the right level of car insurance for you.

Young Driver Car Insurance

Young Driver Car Insurance

Our young driver car insurance offers affordable cover for new drivers between the ages of 17 and 24, giving young drivers a balance between a great level of cover and value for money. AA insured young drivers can also enjoy the benefits of AA fuel savings and free roadside rescue.

Van Insurance

We compare van insurance quotes with 7 of Ireland’s leading van insurers making sure you find the right level of cover for you. Get your quote for van insurance online before the 31st May 2024 and enjoy savings of up to 75 euros a month.

AA Roadside Rescue

AA Roadside Rescue

We are the largest breakdown assistance company in Ireland with over 110 years of experience in providing nationwide breakdown assistance. Our team of experienced mechanics provides a 24/7 service fixing up to 80% of breakdowns on the roadside. Give yourself the extra peace of mind and start enjoying our great member’s benefits.

All our customers get rewards as standard

RelAAX!, Yellow and black have got your back. We give all our customers extra rewards as standard. Like up to 6c off every litre of fuel at CircleK, Nice

Rated Excellent by our customers

"Anna was sooooo helpful today with my car insurance. Truly excellent service today!!! And brilliant price thank you AA"

"A guy from AA came to me after only waiting about 30 minutes and was super knowledgeable and had me back on the road on my way in under 5 minutes. Great service! Saved my bacon!"

"Very efficient prompt service. Both the phone operator, and AA man were really helpful and solved my problem very quickly"

Peace of mind, as standard 👌

Peace of mind, as standard 👌

For over 100 years, the AA has provided Roadside Rescue on Irish roads.

Buying a car? Use Car History Check to ensure that the used car you’re considering buying has a clean record.

Rated ‘Great’ by our customers on our latest review. You’re in good hands.

Already with us for Car Insurance? 🤝

Or looking for something else?

Car Insurance Frequently Asked Questions (FAQs) ✨

What type of car insurance do I need?

You’ll be choosing between Comprehensive & Third-Party Car Insurance. Typically, new drivers will opt for third-party, although it depends on the driver’s needs. That’s why it is important to get a quote and see.

How much is car insurance for first-time drivers?

We know that the cost of insurance for new drivers can be alarming. That’s why we tailor policies around young drivers to give a fair price.

What isn’t covered in third party car insurance?

It will vary from policy to policy, but many third party insurance policies won’t cover the likes of accidental damage, personal accidents and personal belongings. Always have the idea that Third Party mean “excluding me”.

What is no claims discount?

A no claim discount is a reward for not making a claim on your motor insurance policy. Each year the discount on your renewal premium increases.

If you do make a claim, your discount will normally be less at the next renewal if your car insurance company cannot get their money back from the person responsible.

Can I protect my no claim discount?

Yes, you can pay an additional premium to protect your no claim discount. Depending on your insurer, you can usually make two ‘fault’ claims in a 3- or 5-year period without affecting your no claim discount.

How do I claim on AA Car Insurance?

If you need to make a claim, do as soon as possible by following these steps & calling AA Claims Assist on 0818 467 101.

Can I drive other cars with AA Car Insurance?

Yes, our comprehensive policy allows you to drive other vehicles with third-party cover, unless it’s specifically excluded by your insurer. If this is excluded, we’ll state this when you get a quote. If you’ve already bought car insurance from us, check your certificate of insurance. The conditions that apply to this benefit are in your Car Insurance Policy Booklet.

What ages do you provide insurance for?

We provide cover for drivers who are aged between 18 and 99.

Do AA Members get a discount on car insurance?

When you get a quote online, confirm that you are an AA Member. You could get a discount when you insure your car with us for the first time, and on subsequent renewals if you remain an AA Member.

Does car insurance cover breakdowns?

Most insurers will never cover breakdowns, but you can get roadside assistance if you have an AA membership. Existing members also benefit from increased discounts when applying for AA car insurance.

Learn more about Car Insurance from the AA Blog

How to Reduce Your Car Insurance Premium. Top tips

Learner or first time owner? Car insurance explained.

10 Essential Tips for Learning to Drive

*Online discount applies to new motor insurance policies purchased online only. Maximum discount value of €175 incl. fee & commission write off applies. Subject to a minimum premium of €306.02.

^Based on recent market research carried out by Consumer Intelligence in April 2024, across a range of leading insurance providers and across 550 risk categories, The AA were ranked number one Car Insurance Broker in Ireland when it comes to competitive prices.

¹Acceptance criteria, terms and conditions apply. Only available on AA Product Standard Scheme only – Comprehensive and Third-Party Fire & Theft. (Allianz, AXA, Aviva & RSA only)

²Acceptance criteria, terms and conditions apply. Only available on AA common product policies (Allianz, AXA, Aviva & RSA only). Please see cover summary for more details on AA common product and AA Liberty.

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