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Car Insurance Quotes with The AA

Save up to €175 on your Car Insurance*

*Online discount applies to new motor insurance policies purchased online only. Maximum discount value of €175 incl. fee & commission write off applies. Subject to a minimum premium of €306.02.

Plus, We’re Ireland’s most competitive Car Insurance Broker!^

Looking after what you value most is our priority, and at AA, car insurance is tailored to your needs. Whether you’re just joining us or you’re a longstanding member, unlock special advantages that makes our car insurance stand out across Ireland.

From hassle-free windscreen repairs at AA-approved service centres to the standard inclusion of comprehensive coverage when you’re behind the wheel of another car, we’re committed to providing top-tier insurance for car Ireland that truly caters to your requirements. Get your car insurance quote!

AA Car Insurance Features and Benefits 🚘

AA +MORE

Get Unlimited Fire, Theft & Windscreen No Claims Bonus Cover¹

Comprehensive Car Insurance Cover²

Personal Accident Cover

Personal Belongings Cover²

No Claims Discount

Legal Expenses²

Driving Abroad²

AA Roadside Assistance

AA Roadside Assistance

As Ireland’s leading breakdown assistance provider with over 110 years of experience, we offer unbeatable 24/7 support. Our expert mechanics fix 80% of issues on the spot, ensuring you’re back on the road quickly. Join us for unparalleled peace of mind and exclusive member benefits.

Discover Other Insurance Options Tailored to Your Requirements...

Comprehensive Cover:

24/7 Roadside Assistance:

AA Approved Cars:

European Breakdown Cover:

Member Rewards:

Flexible Payment Options:

Personalized Policies:

Trusted Brand:

Stay Road-Ready with AA Approved Service Centres👌

Stay Road-Ready with AA Approved Service Centres👌

Expert Care, Transparent Pricing, and a Stamp of Approval for Your Peace of Mind

All our customers get rewards as standard

RelAAX!, Yellow and black have got your back. We give all our customers extra rewards as standard. Like up to 6c off every litre of fuel at CircleK, Nice

Rated Excellent by our customers

"Anna was sooooo helpful today with my car insurance. Truly excellent service today!!! And brilliant price thank you AA"

"A guy from AA came to me after only waiting about 30 minutes and was super knowledgeable and had me back on the road on my way in under 5 minutes. Great service! Saved my bacon!"

"Very efficient prompt service. Both the phone operator, and AA man were really helpful and solved my problem very quickly"

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Car Insurance Frequently Asked Questions (FAQs) ✨

What type of car insurance do I need?

When deciding on car insurance in Ireland, you’re looking at two main options: Comprehensive or Third-Party coverage. While new drivers often lean towards Third-Party insurance, the choice really hinges on what fits your individual requirements best. It’s wise to obtain a car insurance quote to better understand which option aligns with your driving needs.

How much is car insurance for first-time drivers?

Understanding that car insurance for Ireland’s new drivers can come with a hefty price tag, we craft policies specifically for young motorists to ensure they receive a fair rate.

What isn’t covered in third party car insurance?

Coverage details can differ across various policies, but it’s common for many third-party car insurance Ireland policies to exclude events like accidental damage, personal accidents, and loss of personal belongings. It’s helpful to remember that “Third Party” typically means it doesn’t cover the policyholder directly.

What is no claims discount?

A no claim discount is essentially a reward you receive for not filing a claim on your car insurances in Ireland policy. With each claim-free year, you’ll see an increase in the discount applied to your renewal premium. However, if you do file a claim and your insurer is unable to recoup the costs from the responsible party, your no claim discount is likely to be reduced when it’s time to renew your policy.

Can I protect my no claim discount?

Certainly, it’s possible to safeguard your no claim discount by paying an extra premium on your cars insurance Ireland policy. Typically, depending on your insurance provider, you’re allowed to make up to two ‘fault’ claims within a period of either 3 or 5 years without impacting your no claim discount.

How do I claim on AA Car Insurance?

If you need to make a claim, do as soon as possible by following these steps & calling AA Claims Assist on 0818 467 101.

Can I drive other cars with AA Car Insurance?

Yes, our comprehensive policy offers the flexibility to drive other vehicles with third-party cover, provided it isn’t expressly excluded by your insurer. In the case of such an exclusion, we’ll make sure to inform you during the quote process for your insurance car Ireland policy. Should you already hold a policy with us, please review your certificate of insurance to confirm. For the specific terms that govern this benefit, refer to your Car Insurance Policy Booklet.

What ages do you provide car insurance for?

Yes, we offer car insurance coverage for individuals aged 18 to 99 years old.

Do AA Members get a discount on car insurance?

When obtaining an online quote for insurance for car Ireland, be sure to indicate if you’re an AA Member. As a member, you could be eligible for a discount on your initial car insurance with us and potentially enjoy savings on future renewals as long as you maintain your AA Membership.

Does car insurance cover breakdowns?

While breakdowns are often not covered by the majority of insurers, holding an AA membership entitles you to roadside assistance. Additionally, current members can take advantage of greater discounts when opting for AA’s insurance Ireland car policies.

Learn more about Car Insurance from the Recent Blog Posts....

What to do if you put the wrong fuel in your car?

Getting motor insurance for your new car - What you need to know

When is the best time to renew a car insurance policy?

Terms and Conditions

*Online discount applies to new motor insurance policies purchased online only. Maximum discount value of €175 incl. fee & commission write off applies. Subject to a minimum premium of €306.02.

^Based on recent market research carried out by Consumer Intelligence in April 2024, across a range of leading insurance providers and across 550 risk categories, The AA were ranked number one Car Insurance Broker in Ireland when it comes to competitive prices.

¹Acceptance criteria, terms and conditions apply. Only available on AA Product Standard Scheme only – Comprehensive and Third-Party Fire & Theft. (Allianz, AXA, Aviva & RSA only)

²Acceptance criteria, terms and conditions apply. Only available on AA common product policies (Allianz, AXA, Aviva & RSA only). Please see cover summary for more details on AA common product and AA Liberty.

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