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Cheap car insurance

How to find cheap car insurance

Everyone wants to save money without forgoing quality. Some insurance companies focus on the bare necessities for you to drive legally — bodily injury and property damage liability with the minimum limits — along with a claims process that’s spotty at best. Rather than take a chance on that cheap car insurance company, you can get quality coverage that won’t break the bank with Nationwide.

Nationwide insurance professionals can quickly design a car insurance quote that meets your precise needs, even for those on a budget. We provide flexible coverage and billing options, allowing members to pay monthly, quarterly or semi-annually online, through the mail or over the phone. It’s important to keep long-term flexibility in mind when deciding on an insurance carrier, and to not just go with the cheapest car insurance option available.

Nationwide car insurance discounts

You can get more affordable car insurance rates on Nationwide coverage with our car insurance discounts, such as:

Finding affordable car insurance

Everybody wants the best value for their car insurance premium. But what makes Nationwide unique are the high-quality benefits members can get:

While cheap car insurance may save money upfront, it’s important to consider potential risks, such as inadequate coverage, claims experience, customer service, high deductibles, and lack of features.

Inadequate coverage: Cheap policies often provide minimal coverage, leaving you vulnerable in case of accidents, theft, or damage. Insufficient coverage may result in out-of-pocket expenses.

Claims experience: Some budget insurers make the claims process cumbersome. Delayed approvals, paperwork hassles, and poor customer service can frustrate policyholders during critical times.

Customer service: Low-cost insurers may prioritize cost-cutting over customer satisfaction. When you need assistance, inadequate support can lead to stress and dissatisfaction.

High deductibles: Cheap policies often come with high deductibles. While this lowers premiums, it means you could be paying more out of pocket in the event of an accident.

Lack of features: Basic policies may lack essential features like roadside assistance, rental car coverage, or comprehensive protection. These omissions can impact your overall safety and convenience.

Nationwide offers quality coverage that meets your needs and budget.

Certain factors influence your auto insurance rates, including some things you can control:

Cheap car insurance may not offer the coverage and protection you need. Car insurance is not just about the monthly cost, but being protected when life takes an unexpected turn. Nationwide offers dependable coverage with discounts that can lower your rates. Consider bundling your home and car, paying in full, or enrolling in SmartRide to earn discounts.

While low premiums may seem attractive, the risks associated with inadequate coverage can far outweigh the initial savings. Opting for the lowest-cost carrier might leave you vulnerable during critical moments — such as accidents, theft, or natural disasters—when you need reliable support the most.

Nationwide strikes a balance by offering competitive rates without sacrificing coverage quality. Our commitment to policyholders includes dependable coverage, efficient claims processing, and responsive customer service. Choosing a trustworthy insurer like Nationwide ensures peace of mind and security on the road.

Start saving money today

Yes, you can have cheap car insurance and unparalleled protection. Get a quote in minutes from Nationwide.

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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.

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Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Nationwide Funds and NVIT Funds distributed by Nationwide Fund Distributors LLC (NFD), member FINRA, Columbus, Ohio. Nationwide Investment Services Corporation, member FINRA, Columbus, OH. Home Office: One Nationwide Plaza, Columbus, OH. Nationwide, the Nationwide N and Eagle and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. © Nationwide Mutual Insurance Company.

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