Better drivers deserve better rates

You could save hundreds with Root.

Get a free car insurance quote online now.

Real reviews from happy customers

4.7 stars for a reason | almost 60,000 reviews and counting*

Safe driving. Great insurance! I Switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.

Connor S.

Trying Root was the best decision I could have made. I now have full coverage while spending $400 less than what I was paying Progressive for only partial coverage.

Jennifer P.

Prices are at least half of what everyone else wants (Progressive, State Farm, etc.) and when our car got destroyed by a fallen tree limb, Root was in touch the next day and had everything done by the end of the week. If I could give more than 5 stars I would.

Tanya P.

Affordable. Easy. Fair.

Car insurance at your fingertips

Get an auto insurance quote online, then manage your policy and file claims conveniently in the app.

Instantly adjust price levels

Customize your policy or choose a Root recommended plan. See how your price changes with different coverage levels.

Good drivers save more

Start saving with a rate based primarily on how you drive. The better you drive, the more you could save.

What’s covered?

Each of our policies includes at least the state minimum requirements and Roadside Assistance**. Then you can add more coverages or change your levels of coverage to make the right policy for you.

We make sure you have at least the state minimum Liability requirements, including Bodily Injury and Property Damage coverages.

You can add Collision and Comprehensive to your policy. Having these coverages and Liability is often referred to as having “full coverage.”

We include Roadside Assistance** with every policy.

Add other coverages, like Medical Payments and Uninsured/Underinsured Motorist Bodily Injury.  You can see all our coverages here.

Driving behavior is the #1 factor in your rate

Most traditional auto insurance companies base your rate only on things like age, credit score, marital status, and ZIP code.

At Root, we calculate car insurance rates by basing them primarily on your driving behavior. The Root app uses mobile technology to measure your driving habits. Just drive like you normally would, and the app does the rest.

Root benefits at a glance

Compare our benefits with other insurance companies

Save up to $900/year

Manage everything all in an app

Personalize your coverage

File a claim in minutes

24/7 Roadside Assistance

Earn rewards for referring friends

Start saving on car insurance

Get a rate based primarily on how you drive. The safer you drive, the more you could save.

*4.7 out of 5 based on 48.9K ratings for the Root app in the App Store as of February 2021.

**Roadside Assistance included everywhere except in CA and NV, where you can add it on as separate coverage.

Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215