We value your privacy. We may collect personal information from you for business, marketing, and commercial purposes. Read more Do Not Sell or Share My Personal Information (CA residents only)

We value your privacy. We may collect personal information from you such as identifying information (name, address, driver's license number), transactional information (products or services purchased and payment history), digital network activity (interactions with our website, IP address), geo-location data, audio recordings and other forms of personal information. We use this information for business, marketing and commercial purposes, including but not limited to, providing the products and services you request, processing your claims, protecting against fraud, maintaining security, confirming your identity and offering you other insurance and financial products.

For California residents, click here to view the full version of the California Consumer Privacy Notice.

Start Of Main Content

Competitive Mississippi auto insurance discounts

Everyone loves saving money. With the Personal Price Plan®, you’ll do just that.1 Customize a coverage plan that protects what’s important to you and your family. State Farm® helps you save money on your car insurance with a variety of great discounts. Take a look at the discounts available in Mississippi.

Get an auto quote

Continue a saved quote

Items needed for a quote

Accident-Free Discount

Once your car (or the one it replaced) has been with State Farm Mutual Automobile Insurance Company for at least three continuous years without a chargeable accident during this period, you may receive a discount. This auto insurance discount may increase over time if the policy remains in force and there continues to be no chargeable accidents.

Defensive Driving Course Discount

Mississippi drivers could save 5% on applicable coverages.

You may be eligible for a discount for taking a defensive driving course if you meet all of the following criteria:

A certificate must be presented to State Farm showing the course was successfully completed.

The Defensive Driving Discount (DDD) will begin at the inception date (new policies) or is applied midterm as of the completion date of the course (existing policies). DDD applies for a period of three years, at the end of which, the insured must provide evidence that the course has been successfully repeated to renew the discount.

DDD expires on the first renewal date following three years from the course completion date unless State Farm receives evidence of recertification.

If you have questions about a course being eligible, please contact your State Farm agent.

Drive Safe & SaveTM Discount

This auto insurance discount is available to customers who agree to share certain driving information and meet eligibility requirements. Customers will receive an initial discount of about 5% when they enroll. Then, how you drive determines your discount — up to 30%.

Learn more about Drive Safe & Save

Driver Training Discount

Drivers may be eligible for this discount if all assigned drivers under the age of 21 have successfully completed an acceptable driver education course that:

A certificate must be presented to State Farm showing the course was successfully completed.

Good Driving Discount

You may be eligible to receive this auto insurance discount if each of the drivers in the household has had no moving violations and no at-fault accidents during the past three years. The private-passenger vehicle receiving the discount must also be insured with State Farm Mutual Automobile Insurance Company.

NOTE: All driving history will be verified at the time an application is submitted for car insurance. This discount may be replaced with the Accident-Free Discount once you have been a State Farm customer for three years.

Good Student Discount

All assigned drivers under 25 who are full-time students in high school or at a college or university, and the scholastic records for the immediately preceding school semester show that this student meets at least one of the following:

Drivers who have earned an Associate's degree or equivalent and have a qualifying scholastic record meeting one of the above requirements may be considered. Drivers who have earned a Bachelor's degree with or without a qualifying scholastic record may be considered as well.

Home study students may be eligible if they submit evidence they have taken certain national standardized tests, administered within the last 12 months and ranked in the upper 20%.

Proof of eligibility is required when an application for insurance is submitted.

Multiple Automobiles Discount

You may be eligible for this auto insurance discount if you meet all of the following criteria:

Multiple Line Discount

You may be eligible for this multiline discount  if you are the named insured on a qualifying State Farm home, renters, condo , life or health policy.

Passive Restraint Discount

1993 and prior vehicles equipped with a factory-installed air bag or other passive restraint system which meets federal safety standards may receive an auto insurance discount.

Steer Clear® Safe Driver Discount

In order to initially qualify for this discount, the following requirements must be met by all assigned drivers under age 25:

Learn more about Steer Clear

Student Away at School Discount

This discount applies to a vehicle when each of the assigned drivers under the age of 25:

Vehicle Safety Discount

1994 and newer-model-year private-passenger vehicles may receive an auto insurance discount based on the loss experience of the make and model of the insured vehicle.

See all discounts available in your state

Find an agent near you

Or call 844-242-1899 844-242-1899 for a quote.

Car Insurance Prices Car Insurance Coverage Types

Use Less Gas with These Simple Tricks of Efficient Drivers Buying a Car, SUV or Truck? Collection of Articles Around Auto Insurance

1 Prices are based on rating plans that vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.

Discounts and their availability may vary by state and eligibility requirements. Not all vehicles or drivers are eligible for discounts.

State Farm Mutual Automobile Insurance Company Bloomington, IL

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, any third party products or the content of any third party sites referenced in this material. State Farm has no discretion to alter, update, or control the content on the third party sites. Any references to such sites are provided for informational purposes only and are not a solicitation to buy or sell any of the products which may be referenced on such third party sites. State Farm does not warrant the merchantability, fitness, or quality of the third party products referenced in this material.