RV Insurance in Kansas

Experts break down recreational vehicle insurance costs, coverages, companies, and more in Kansas.

Financial blogger and business owner, Meg Stefanac, has more than 15 years experience working in the financial services industry and enjoys helping individuals make solid financial decisions. Meg has extensive experience writing about insurance and finances and is a key contributor to TrustedChoice.com.

Jeff Green has held a variety of sales and management roles at life insurance companies, Wall street firms, and distribution organizations over his 40-year career.  He was previously Finra 7,24,66 registered and held life insurance licenses in multiple states. He is a graduate of Stony Brook University.

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Our independent agents shop around to find you the best coverage.

Many people in Kansas enjoy traveling and camping in recreational vehicles. In fact, residents of the Sunflower State spend more than $40 million a year on RV sales and service. If you own a camper or motor home, you can protect your investment and your finances by having a good RV insurance policy.

Local independent agents are free to work with some of the best RV insurance companies in Kansas to help you find a great policy at a competitive price. Find an independent insurance agent near you to start comparing customized quotes.

How Much Does RV Insurance Cost in Kansas?

Because RVs serve a dual purpose as a home and a vehicle, they need the specialized insurance coverage that only an RV insurance policy can provide. Your policy can be customized to meet your specific coverage needs according to the type of recreational vehicle you own and how you use it.

RV insurance costs can range from a couple hundred to a few thousand dollars a year depending on several factors such as:

Obviously, someone insuring a camper van that they use for family vacations once or twice a year will pay much less than someone who is planning to tour the US in a luxury motor home. To find out how much it will cost to insure your RV, you can contact insurance providers to request customized quotes.

Why Compare Kansas RV Insurance Quotes before Buying a Policy?

No two insurance companies calculate rates in the exact same way. It is therefore to your benefit to compare quotes from a few competing providers.

Shopping around for the most affordable rate has the potential to save you hundreds of dollars a year on your RV insurance policy. Independent agents can save you time and money by doing the comparison shopping legwork for you.

Is RV Insurance Required in Kansas?

If your RV is a non-motorized towable, such as a pop-up camper, travel trailer, or fifth-wheel, you are not required by Kansas state law to cover it with an RV policy. Instead, you can purchase an endorsement on the auto insurance policy of the vehicle that will be used to tow it.

However, if your RV is self-propelled, like a motorhome or camper van, it will be held to the same minimum coverage requirements as your car or truck. In Kansas, this means that your RV insurance policy must include the following:

RVs are larger and heavier than most vehicles on the road, so if you cause a collision while driving one, it is likely to result in a lot of property damage and potentially serious injuries to others. You may therefore want to purchase liability coverage in much higher amounts than the state requires.

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What Else Does Kansas RV Insurance Cover?

In addition to the mandatory coverage mentioned above, your RV insurance company is likely to offer a wide variety of coverage options. This makes it possible for you to customize your policy to meet your specific coverage needs.

Some of the coverage options you may want to consider include:

If you are planning to park your RV at a campground, you may want to call ahead to see if you are required to carry vacation liability insurance or any other coverage options to stay there.

What Are the Best RV Insurance Companies in Kansas?

The best RV insurance companies are the ones that have a proven track record of providing responsive customer service, reliable coverage, and affordable rates.

Independent agents in Kansas have teamed up with some of the state’s best insurance providers. This lets you rest assured that any policy your agent recommends is offered by a trustworthy insurance company.

How Can an Independent Agent Help Me Find the Best RV Insurance in Kansas?

If you are looking for a reliable RV insurance policy that meets your coverage and budgetary needs, you can benefit from working with a local independent insurance agent.  These agents are available to provide obligation-free guidance and advice and are free to shop around to find you a good policy at a great price.

Discover the many benefits of having a local insurance professional on your side. Arrange a consultation with an independent insurance agent near you to start comparing customized RV insurance quotes.

https://www.titlemax.com/discovery-center/planes-trains-and-automobiles/which-u-s-states-spend-the-most-on-rvs-per-capita/ https://insurance.kansas.gov/auto-insurance/ 

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