RV Insurance

RV insurance quotes

RV insurance allows you to customize your coverage

We can help you find the right RV coverage for a great price. We'll walk you through each step including making sure you get any savings or discounts you qualify for. So whether you drive a motorhome or travel with a trailer for road trips and vacations, Liberty Mutual can help you get the RV insurance you need.

What is RV insurance?

RV insurance helps protect you if you cause damage to others' property and/or injuries. It can also cover the cost of damage to your vehicle in the event of a covered loss if you have the coverages.

RV insurance coverage will vary based on

How does RV insurance work?

RV insurance works like most other vehicle insurance. If you're involved in an at-fault accident, it can help pay for the damages to others' property and/or injuries. You'll need to pick your liability limits and they should be based on your needs.

RV insurance also has optional coverages that can help pay for damages to your vehicle. These coverages can include Comprehensive and Collision Coverage.

What does RV insurance cover?

Basic coverage provided under most RV insurance policies include

Is RV insurance required?

Insurance requirements vary depending on if you have a drivable RV or towable RV. The type of RV affects the type of recreational vehicle insurance coverage you may need.

Motorhomes/drivable RVs: These RVs are self-propelled and include permanently installed amenities like those used for cooking, sleeping, bathrooms, etc.

The 3 main categories of drivable recreational vehicles are 1

Towable RVs: These travel or camper trailers require a separate vehicle to tow/pull them and include

Most states require Bodily Injury and Property Damage Liability insurance on all types of motorhomes. However, RV insurance is optional for travel trailers because they aren't motorized. Please note, if you're financing your drivable RV or travel trailer, your lender may require you to carry physical damage insurance.

If you rent an RV, you'll likely need to have insurance. In some cases, your auto insurance may provide some coverage to a rental RV. To be safe, you should always check with your insurance company.

How to compare RV insurance companies

Tips for comparing RV insurance quotes

When comparing RV insurance, you should also think about how easy it is to deal with the company. At Liberty Mutual we make RV insurance easy. Our fast and easy quotes let you customize coverages, so you only pay for what you need.

Last, but not least, you should also consider the insurance company's reputation. At Liberty Mutual, we believe progress happens when people feel secure — and that goes beyond insurance. These are just a few ways Liberty Mutual helps make RV insurance easy.

How much does RV insurance cost?

The cost for RV insurance varies depending on many things like

See how much you could save when you get an RV insurance quote with Liberty Mutual and only pay for what you need. Call us at 888-582-1256.

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Liberty Mutual is an Equal Opportunity Employer and an Equal Housing Insurer.