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Get sports car insurance quotes from the leading providers

⊸ Car Insurance⊸ Sports Cars

Find a better rate on sports car insurance

Shopping for sports car insurance? If you drive or plan to buy a sports car, it is very important to compare insurance quotes to get the best rates. Sports cars are more expensive to insure, but that doesn’t mean you still can’t find ways to save.

Even though sports cars can cost a little more than the average vehicle to insure, At ThinkInsure, we can help you get the cheapest policy. We’ll ensure you find the best coverage and savings.

How to compare sports car insurance quotes

Complete these quick and easy steps to compare quotes and start saving.

1) Start your quote

Enter your postal code and some basic information.

2) Enter your driving details

Provide your driving and vehicle information.

3) Compare quotes

See quotes from the leading companies.

Choose your policy

Choose the lowest rate. Confirm the details with our experts and get your policy.

Get 5 star insurance for your sports car

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See what our customers are saying about getting insurance with us.

Robert Storey

2024-04-19

Thanks to Evan for his great advice and great service!

SHIRAZ HUDDA

2024-04-17

Great experience with Todd Allen, very personable and excellent customer service! Highly recommend wish I knew earlier could have saved thousand$

Paul Ricketts

2024-04-16

I would like you to know how thankful i am to have been assisted by Neil Sullivan. His courteous, prompt and thorough service should be acknowledged and applauded.

Eric Kim

2024-04-11

**Updated to 5-stars - Felicia (Supervisor) called almost immediately after this review went up - validated my concerns (ie. confirmed with system notes, that I wasn't crazy), checked everything was good now on my end, and will use the experience as coaching points. This one call has completely changed my view** Terrible broker. I was "assigned" to them when I signed up for CAA insurance (via CAA's website). In the last two weeks alone, I've had to follow up with several different agents on my request (updates to my policy, because the initial set up was also incorrect for deductible, coverage, etc). It's almost as if the agent listens to my words, says they'll get to it and call back, but in reality just hang up and move on. I mean, they're all super friendly on the phone, but actions speak louder than words, and there hasn't been much action on their end. Easily the worst insurance broker I've interacted with.

M Matin

2024-04-08

Shakir was very professional and friendly, excellent service!

Jennifer Kan-Hodgson

2024-04-07

Todd Allen is prompt, efficient and courteous! Thinkinsure has the best rates!

Dan

2024-04-04

Todd Allen was able to help me find a low rate for home and auto. Thanks Todd!

Matt Amaral

2024-04-04

I had my first call with Bailey Molella, and right from that call I knew I was good hands with getting me a suitable quote for my insurance . I had to do some thinking about it still so I let Bailey know that I would contact him at a later date , and he was very understanding . When I did call back it was like we had just picked up from where we had left off , lots of support lots of help from him in making sure I had the right insurance company to move forward with . He was an absolute pleasure working with and highly recommend having him as your broker .

What is sports car insurance?

Sports car insurance is a policy that is written with this specific vehicle type in mind. It shares many of the characteristics of car insurance in Ontario, but it also considers insurance needs for sports cars. They are more valuable, can go much faster than traditional vehicles, and require additional coverage, such as liability.

How does sports car insurance work?

Sports cars and other high-performance vehicles follow the same insurance rules as other vehicles. You are required to have a minimum of $200,000 in third-party liability coverage. But considering the value and risks associated with sports cars, you’ll require higher plan limits.

Mandatory insurance includes third-party liability, accident benefits, direct compensation property damage (DCPD), and uninsured automobile coverage.

Comprehensive insurance is common for sports cars. You can also add other optional insurance such as collision and all perils, in addition to endorsements.

How much does sports car insurance cost?

If you drive a sports car you can expect to pay higher insurance premiums. They generally cost more to insure than other vehicles such as cars, SUVs, and trucks.

The cost of a policy will vary from driver to driver. The make, model, year, features, and price will affect rates. Additionally, standard factors such as location, age, and driving history will also be factored in when calculating rates.

What is considered a sports car for insurance purposes?

From an insurance standpoint, there is a difference between a car for everyday use and a high-performance car. There is no universal definition of what is considered a sports car by insurers. How vehicles are classified varies from one insurer to another. While there is not an industry agreed-upon definition, they tend to have these features :

What does sports car insurance cover?

You will get the same level of coverage as traditional insurance. It covers everything you would get with another policy – collision and comprehensive, and liability coverage.

One of the main differences is policy limits. Sports cars tend to need more protection or higher limits because they have a higher price tag and an increased cost to repair.

What are the best sports cars with low insurance rates?

If you are shopping for a sports car based on insurance cost, here are some of the best models to consider :

Note : Vehicle features, make, model, year, and policy selected will all influence overall premiums.

Tips to get cheap sports car insurance

Check out these tips to get cheaper car insurance rates for your sports car:

What factors affect insurance for sports cars?

Here are the main factors that impact how much your premium is:

Sports car insurance FAQs

What cars are considered sports cars for insurance?

Sports car classification is determined individually by insurers. Speak with your insurer to see if your vehicle is considered a sports car. While you’re at it, get a car insurance quote to see if you can find a better rate for your sports car coverage.

How much is sports car insurance for under 21 drivers?

The combination of driving a sports car and being a young driver or teenager will have a big impact. Expect to have expensive rates.

Is a Dodge Challenger a sports car for insurance?

Yes. Most companies consider a Dodge Challenger a sports car.

Is a Mini Cooper considered a sports car for insurance?

Some insurers consider a Mini Cooper a sports car. Speak with your insurer to find out for sure.

Is a WRX considered a sports car for insurance?

Yes. Many providers classify a Subaru WRX as a sports car for insurance.

Is a Scion FRS considered a sports car for insurance?

Yes. Most insurers consider a Toyota Scion as a sports car.

How much is insurance for an 18-year-old with a sports car?

Insurance for an 18-year-old with a sports car will be more expensive than the average rates in your area. Compare quotes to get an accurate assessment.

Save on insurance for your sports car

Do you need to get insurance for your sports car? At ThinkInsure, we can help you find the right policy to meet your driving needs at the lowest rates.

We work with the top insurers in Canada so you can compare quotes or get specialty coverage if needed. Get started online or give us a call. We'll help you get the coverage you need for a great price!

Insurance Blog And News

Read our insurance blog to get helpful tips, information and news.

Accident Forgiveness in Ontario

Accident forgiveness car insurance is increasingly common today, and it is a feature offered by many companies in Ontario. There are some details about accident forgiveness that you need to know about before signing up, and how to qualify.

Can You Get Temporary Car Insurance?

Can you get temporary car insurance in Ontario? In this blog we’ll define temporary car insurance, explain if it exists in Ontario and answer commonly asked questions.

Third-party Liability Insurance

Third party liability car insurance is one of the most important types of mandatory coverage. In this blog we will explain what is covered with third party liability and how it works.

No-Fault Insurance And How It Works In Ontario

Are you confused about the meaning of no-fault insurance? In this blog, we’ll explain how it works and answer common questions drivers ask.

More ways to save on car insurance

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