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Car insurance

Get a free quote and, if you're eligible, buy your car insurance online!

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With a local Desjardins Agent

For personalized advice and coverage tailored to your needs, work with a Desjardins Agent.

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Car insurance designed to fit your needs

To be well protected, you need insurance coverage that's tailored for you and your car. We offer coverage options and discounts for different types of drivers and lifestyles. Get a quote today and protect your car for the right price.

Save on your car insurance

We have discounts and offers to get you a better price for your car insurance. Find out which ones you qualify for.

Double Contract discount for home and car

Get up to 15% off your home insurance by bundling your home and car insurance policies with us. 1

Other savings and discounts

Ajusto: Take control of your car insurance costs

Sign up for the Ajusto® program and get a personalized premium based on your driving habits and behaviours. It pays to drive safe with Ajusto. 2

Discover our auto coverages

Learn about our coverage types to see which ones you really need.

How the auto claims process works

In the event of an accident, collision, theft or other loss, you can file your claim online, in the Desjardins Insurance Home-Auto app or by phone 24/7. We're here to guide you every step of the way.

Manage your auto insurance online

Log in to Online Services or our app to easily manage your insurance anytime, anywhere.

Download the Desjardins Insurance Home-Auto app

Get help from a local Desjardins Agent

Work with a Desjardins Agent in your area for your insurance and financial needs.

Get your car insurance online

Get an online quote and, if you're eligible, buy your car insurance without having to call us.

Information to have on hand when getting a quote

FAQ

Let's look at why the cost of auto insurance in Canada has gone up:

Claims are on the rise

Claims are more costly

All of these factors can affect your car insurance price, whether you've made a claim or not.

Did you know there are ways you can save on car insurance? For example, if you're a careful driver, sign up for our Ajusto program and you could lower your insurance premium.

Despite the price hike in car insurance, we're working hard to remain a competitive choice. Contact us if you have any questions about your premium. We'll help you find a solution that's right for you.

Your car insurance premium is the price of your insurance. It's the amount you pay monthly or annually to maintain your coverage.

Your car insurance policy is the contract you have with your insurer. It outlines what situations and losses are covered by your insurance.

Your deductible is the amount you have to pay out of pocket when you make a car insurance claim. Example: Let's say you have a $500 deductible, and you have an accident that's covered by your policy. If the repairs cost $5,000, you pay the first $500 and your insurance pays the remaining $4,500.

Contact us

Client Relations Centre

Monday to Friday: 8 AM to 8 PM Saturday: 8 AM to 4 PM 

1-888-277-8726 This link will launch your default phone software.

Claims

Available 24/7

1-888-776-8343 This link will launch your default phone software.

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Coverage designed for your motorcycle, snowmobile, ATV, boat, RV or trailer

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Protection for you and your vehicle with service 24/7 in Canada and the US

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