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Georgia, Illinois, Michigan and Wisconsin

Meemic is growing and we hope to provide protection for educators in more states in the near future.

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Looking for The Meemic Foundation? Visit MeemicFoundation.org

We’re sorry, we currently only offer Meemic Insurance to Illinois residents within the following counties:

Adams, Boone, Brown, Bureau, Carroll, Cass, Champaign, Christian, Clark, Clay, Coles, Cook, Crawford, Cumberland, De Witt, DeKalb, Douglas, DuPage, Edgar, Effingham, Fayette, Ford, Fulton, Grundy, Hancock, Henderson, Henry, Iroquois, Jasper, Jo Daviess, Kane, Kankakee, Kendall, Knox, La Salle, Lake, Lawrence, Lee, Livingston, Logan, Macon, Macoupin, Marshall, Mason, McDonough, McHenry, McLean, Menard, Mercer, Montgomery, Morgan, Moultrie, Ogle, Peoria, Piatt, Pike, Putnam, Richland, Rock Island, Sangamon, Schuyler, Scott, Shelby, Stark, Stephenson, Tazewell, Vermillion, Warren, Whiteside, Will, Winnebago and Woodford.

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Looking for The Meemic Foundation? Visit MeemicFoundation.org

Thank you for your interest in Meemic! Please be aware that we are no longer issuing new auto or home policies in Georgia as of January 1, 2022. If you are a current Member, your policy is not affected by this change. Please click through for information on filing a claim, accessing our online Account Center and contacting Customer Service.

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Find a pre-approved repair shop near you through the Educated Choice® Repair Program.

Home insurance coverage for teachers and the greater educational community

Meemic has partnered with AAA Life Insurance Company to provide term life insurance for our educational community in 3 easy steps

For up-to-date information and safety tips, visit the Meemic blog

Custer Insurance Agency

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Thank you for being a Meemic Member. Our agency would welcome the opportunity to review your coverages to see where we can help you find additional savings and discounts.

Custer Insurance Agency Welcomes You!

Custer Insurance Agency specializes in providing home and auto insurance in Zeeland, MI. The agency is proud to offer insurance for educators through the Meemic family.  Meemic was founded by teachers and has been serving the educational community for nearly 75 years. Customer satisfaction is our priority. Contact us about coverage options for your specific needs and find out how much you can save.

Learn More About The Meemic Foundation

About Us

We would like to introduce you to a different type of insurance company — Meemic.

For over a half-century, Meemic has been protecting educational employees and their families with exceptional and affordable insurance. Today, we provide teachers, professors, administrators and staff with exclusive auto, home and umbrella coverage. With our educational grants and award programs, we’re also committed to making a difference in the schools and communities where we live.

Meemic has a tradition of above-and-beyond service, so helping members understand their insurance is one of many enjoyable parts of our job. Your questions help us obtain the right coverage for you and help you understand why you need it. Our hope is to build a relationship with one another so you can trust us to recommend policy options specific to your needs and proactively review your coverage as your life changes.

At Meemic, we put you first. If you’re new to our agency, welcome. We’re confident you’ll give us an A+ for our friendly, professional service — and the savings we’ll find! If you’re a current member, thank you. We appreciate the trust you’ve placed in us and the families, friends and colleagues you’ve sent our way.

Stop by our office, phone or email us today and let us know how we can serve you.

Our Team

Agency Principals Tim Custer Tim Custer is the owner of the Agency and is licensed in both property and casualty and life and health insurance. Tim is a graduate of Hope College and also has Masters Degrees in Theology from Western Theological Seminary and in Business Management from Aquinas College. Tim and his wife Karen live in Zeeland and have three children. Tim started as a Meemic Agent in 1998. Stephanie Custer-Vail Stephanie Custer-Vail has worked for the Custer Agency in a part-time role since 2005 and joined us full time as the Assistant Agency Manager in 2013. Licensed in property and casualty and life and health insurance, Stephanie alternates working at all three of our office locations. Stephanie helps coordinate marketing, social media, training and management projects for our agency.​ Larry Custer Larry Custer was a guidance counselor for 36 years. Larry founded the Custer Agency in 1986 and still works at the agency during the mornings each day of the week. Larry is licensed in property and casualty insurance and loves to talk with policyholders about their auto and home coverages and questions. Larry earned both his BA and Master Degrees at Western Michigan University. Larry and his wife Ruth live in Holland and have three children and eight grandchildren. Zeeland Office Melody Dykstra Kathy Zwiers Anna Filcik Lisa Schoonveld Jenison Office Diane Lohman Lynn Hillicoss Darlene Buckley   Hannah Adkins  

Agency Principals

Tim Custer

Tim Custer is the owner of the Agency and is licensed in both property and casualty and life and health insurance. Tim is a graduate of Hope College and also has Masters Degrees in Theology from Western Theological Seminary and in Business Management from Aquinas College. Tim and his wife Karen live in Zeeland and have three children. Tim started as a Meemic Agent in 1998.

Stephanie Custer-Vail

Stephanie Custer-Vail has worked for the Custer Agency in a part-time role since 2005 and joined us full time as the Assistant Agency Manager in 2013. Licensed in property and casualty and life and health insurance, Stephanie alternates working at all three of our office locations. Stephanie helps coordinate marketing, social media, training and management projects for our agency.​

Larry Custer

Larry Custer was a guidance counselor for 36 years. Larry founded the Custer Agency in 1986 and still works at the agency during the mornings each day of the week. Larry is licensed in property and casualty insurance and loves to talk with policyholders about their auto and home coverages and questions. Larry earned both his BA and Master Degrees at Western Michigan University. Larry and his wife Ruth live in Holland and have three children and eight grandchildren.

Zeeland Office

Melody Dykstra

Kathy Zwiers

Anna Filcik

Lisa Schoonveld

Jenison Office

Diane Lohman

Lynn Hillicoss

Darlene Buckley

Hannah Adkins

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Tim Custer

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Auto Insurance

It All Started with Auto Insurance 70 Years Ago Way back in 1950, Meemic was founded by a small group of teachers to provide affordable auto insurance to their colleagues. True to our roots, we’re still committed to giving members of the educational community the best possible value in car insurance. No matter what kind of car you drive, contact us and we will tailor a policy to suit your needs. Learn more about auto insurance 

Home Insurance

Home Insurance As a Meemic agency, we’re always striving for a perfect grade. We want you to be completely satisfied with our service, and we’re committed to helping you obtain homeowners insurance that meets your unique needs. Our dedication to quality and service is just one of the reasons Meemic consistently earns one of the highest customer service rankings in the industry. Learn more about homeowners insurance 

Other Products

Other Product Coverage Options If it’s not a work day, you’ve got other places to go and other ways to get there. Take Meemic along for the ride and rest easy knowing you’re protected come what may. As Meemic insurance professionals, we have the expertise to help you choose the exact coverage for your boat insurance, recreational vehicle insurance or motorcycle insurance. We have product options to fit your unique needs. Learn more about our other coverage options

No-Fault Auto Insurance Reform

Visit our Reform Center for more information on recent changes to Michigan's auto insurance laws from Meemic Insurance, a proud member of the AAA family.  

AAA Membership

Membership Meemic is a member of the AAA family, and Meemic Members deserve only the very best. Now is a great time to become a valued member of AAA and enjoy all the great benefits and savings of AAA membership (including savings on Meemic insurance)! Just a few of the benefits: • AAA Roadside Assistance that can pay for your membership with one tow • Instant discounts on hotels, dining, shopping and entertainment – worldwide • Free identity theft protection • Free TripTik® Travel Planner and AAA Travel Guides • Free weather alerts by text and email Visit our membership page for more information on the different AAA Membership levels.

Have a question or want to give us feedback? Send us a message anytime. We look forward to hearing from you!

If you are looking to contact an agent, please use our AGENT LOCATOR 

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Meemic Insurance Company provides insurance for teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.

Meemic Insurance Company serves the following counties: Adams, Boone, Brown, Bureau, Carroll, Cass, Champaign, Christian, Clark, Clay, Coles, Cook, Crawford, Cumberland, De Witt, DeKalb, Douglas, DuPage, Edgar, Effingham, Fayette, Ford, Fulton, Grundy, Hancock, Henderson, Henry, Iroquois, Jasper, Jo Daviess, Kane, Kankakee, Kendall, Knox, La Salle, Lake, Lawrence, Lee, Livingston, Logan, Macon, Macoupin, Marshall, Mason, McDonough, McHenry, McLean, Menard, Mercer, Montgomery, Morgan, Moultrie, Ogle, Peoria, Piatt, Pike, Putnam, Richland, Rock Island, Sangamon, Schuyler, Scott, Shelby, Stark, Stephenson, Tazewell, Vermillion, Warren, Whiteside, Will, Winnebago and Woodford.

Discounts and savings opportunities subject to eligibility requirements. Coverage is subject to all policy terms, conditions, exclusions and limitations. Subject to underwriting eligibility requirements.

Insurance underwritten by Meemic Insurance Company, 1685 N. Opdyke Rd., Auburn Hills, MI 48326.