Insurance for Individuals & Families

Help Me Find a Plan

A-G

H-L

M

N-P

R-W

Find a Doctor

Sign in

Health & Wellness

Ready to Shop

MEMBERS

BROKERS

PROVIDERS

SPEAK WITH A LICENSED INSURANCE AGENT:

Agents available

8:00 a.m. - 10:00 p.m. ET, M-TH

8:00 a.m. - 8:00 p.m. ET, F

9:00 a.m. - 5:30 p.m. ET, Sat

A-G

H-L

M

N-P

R-W

RECOMMENDATIONS

    Help me 

  find a plan

Health insurance for you

Let us search our budget-friendly health insurance plans for you

For Insurance Coverage Choices or New Jersey Affordable Care Act Health Plans, call 1-800-273-8115 .

Explore the Options

Find health insurance, help for out-of-pocket medical costs, dental insurance and more.

Short Term Medical

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/mo F50

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Short Term Medical Value Select A plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

TriTerm Medical

Underwritten by Golden Rule Insurance Company

Starting at

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a TriTerm Medical plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

Health ProtectorGuard

Underwritten by Golden Rule Insurance Company

Starting at

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Health ProtectorGuard Choice Value plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

ACA Health Care Plan

Underwritten by Oxford Health Insurance, Inc.

Special Enrollment Open February 15-August 15

Affordable Care Act plans cover preexisting conditions along with a list of essential health benefits. During an ACA Open Enrollment period, you're eligible to sign up for any plans available where you live.

New Jersey Affordable Care Act Health Plans, call 1-800-273-8115.

Dental

Underwritten by Golden Rule Insurance Company

Starting at

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Dental plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

Vision

Underwritten by Golden Rule Insurance Company

Starting at

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Vision plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

Telehealth

HealthiestYou

Membership for

Benefits, Exclusions & Limitations (pdf)

Accident ProGuard

Underwritten by Golden Rule Insurance Company

Starting at

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for an Accident ProGap plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

Accident Insurance

Underwritten by Golden Rule Insurance Company

Starting at

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for an Accident SafeGuard plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

Critical Illness

Underwritten by Golden Rule Insurance Company

Starting at

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Critical Illness insurance plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

Supplemental Indemnity

Underwritten by Golden Rule Insurance Company

Starting at

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Hospital SafeGuard plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

Term Life

Underwritten by Golden Rule Insurance Company

Starting at

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Term Life plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

Medicare

UnitedHealthcare Medicare Advantage Plans

Starting at

(You must continue to pay your Medicare Part B premium.)

Stay covered in the mean time with a short term health insurance.

Short Term Medical InsuranceF50 is a budget-friendly health plan for a limited time to help you stay covered when you’re between other health insurance solutions. 

View Transcript (PDF)

TriTerm Medical InsuranceF51 could help you stay covered longer.

TriTerm Medical Insurance is a short-term health insurance plan designed to last for nearly 3 years,F51 with preventive, doctor office visit, Rx coverage and more. TriTerm is available in select states. 

Let Health ProtectorGuardF52 help you deal with a high deductible.

Health ProtectorGuard fixed indemnity insurance pays a set cash for covered medical services and helps pay what major medical insurance might not.

The Affordable Care Act (ACA) makes health plans available to everyone

ACA health insurance offers guaranteed coverage for essential health benefits no matter your medical history.

Cover common dental care services with dental insuranceF53.

From cleanings to root canals, our dental insurance offers plans to help with expenses most health plans don't cover.

Plan for ongoing vision care with vision insurance.

Vision insurance helps with routine eye care expenses, with benefits for eye exams and the costs of glasses or contacts.

HealthiestYou by Teladoc Health helps you get the treatment you need when you need it

The HealthiestYou telemedicine app lets you get checked out for common illnesses by doctors right on your phone 24/7/365.

Use accident insurance to plan for unexpected medical costs.

Plans like Accident ProGuardF54 combine accident, critical illness and accidental death benefits to help cover life's surprise medical costs.

Help prepare for the unexpected with Accident SafeGuard accident insurance

Accident Safeguard helps pay for expenses from accidents that your main health insurance may not cover.

Critical Illness insuranceF55 helps keep the focus on getting well not paying bills.

Critical Illness insurance can help your finances stay healthy while you're out of work recovering from a serious illness.

Plan ahead for help on hospital bills with Hospital SafeGuard

Hospital Safeguard pays a fixed amount per day for a hospital stay up to an annual limit.

Term life insurance helps protect your family's finances when you die

Term life insurance pays a lump sum benefit on your death to a person you choose to help with unexpected expenses.

Move to Medicare with expert help in your corner.

Changing to Medicare for health insurance is full of choices. We'll walk you through what's available in your state and county.

Network used by millions

UnitedHealthcare provides access to health care for 26.7 million Americans.F1

Superior rating from A.M. Best

Golden Rule Insurance Company, which underwrites many UnitedHealthcare branded insurance plans, has been rated "A+" (Superior) by A.M. Best.F2

Help from a historic brand

Together, UnitedHealthcare and Golden Rule represent over 75 years of personal insurance experience.

Also of Interest:

UHOHOMEA3

Plans

Member Links

Company

Follow Us

Disclaimers

Product availability varies by state.

No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income. References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies. Dental and Vision products are administrated by related companies. Each company is a separate entity and is not responsible for another's financial or contractual obligations. Administrative services are provided by United HealthCare Services, Inc. Products and services offered are underwritten by Golden Rule Insurance Company, Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company and UnitedHealthcare Insurance Company. In New Mexico, products and services offered are only underwritten by Golden Rule Insurance Company.

This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company.

All products require separate applications. Separate policies or certificates are issued. Golden Rule Short Term Medical plans are medically underwritten and subject to preexisting condition limitations. Related insurance products offered by either company may be medically underwritten – see the product brochures and applications. HealthiestYou by Teladoc Health is not insurance and is not associated with any other insurance product for which you are applying. HealthiestYou by Teladoc Health and UnitedHealthcare are not affiliated and each entity is responsible for its own contractual and financial obligations. Travel Health Insurance, Property & Casualty, Final Expense Whole Life Insurance and Pet Insurance are underwritten by different companies that are not related to the UnitedHealthcare family of companies.

© 2023 United HealthCare Services, Inc. All Rights Reserved.