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Auto Insurance

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Auto Insurance Information

Insurance for Drivers Throughout Oklahoma

With over 3.9 million people, Oklahoma is a large state with a large number of major highways running throughout its cities. Unfortunately, a higher population also means a higher risk of accidents. Every driver needs insurance, but many end up with a policy that’s too expensive or doesn’t have enough coverage.

The Garrison Agency is an independent agency dedicated to serving individuals and families with comprehensive and affordable insurance. By working with a variety of insurance agencies, we’ll compare quotes and find the best policy for you and your vehicle. Insure your vehicle today by calling us at (580) 338-5561 or fill out an online quote form now.

Common Auto Insurance Questions

Drivers in Oklahoma must carry at least:

A comprehensive car insurance policy generally includes:

In any accident, it’s crucial to call authorities and seek medical attention for everyone involved immediately. Afterward, have the vehicle appraised to see if it truly is totaled. If it is, you will need to file a claim with your insurance agency. Many agencies offer rentals for clients who lose their vehicles.

Oklahoma is a fault state, which means the driver deemed responsible for an accident is required to pay for the damages. This is in part why liability insurance is required. As long as you have liability insurance to cover other people on the road, you will not have to pay for all of the damages after causing an accident.

A driver borrowing your vehicle with permission should be covered, even if they’re not explicitly listed on the policy.

Gap insurance is an additional policy that helps cover the loan on your vehicle if it is totaled in an accident. If your car has yet to be paid off, gap insurance can help cover the remaining cash value of the vehicle owed.

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