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Lowest Prices.

You will find the lowest prices available for health care coverage. Based on your income and household size, you may also qualify for government discounts through the Affordable Care Act. Our rates cannot be beat.

Simple Process.

We have made the process as easy as possible. Get accurate quotes in seconds without having to give your email or phone number. Use online tools to help you quickly find the plan that best suits your needs. And, enroll in minutes on your computer or mobile device using our quick and easy online process.

Types of Travel Health Insurances

Click below to get quotes on travel health insurance.

International Travel Medical Insurance and Short Term Insurance for Out-of-State Travel

To make the most of a trip, it’s a good idea to plan ahead. Consider including travel health insurance to your trip preparation, whether you’re traveling internationally or out-of-state. It’s added peace of mind for unplanned situations that may come up. With rates starting as low as $1 per day, cheap travel medical insurance is an affordable way to get insured while away. It’s easy to apply. Get a quote, complete the short application online and pay by credit card, and you’re on your way!

Short Term Health Insurance Coverage for Out-of-State Travel

When your travel takes you closer to home, consider getting short term health insurance while out-of-state. Coverage is temporary and basically covers major medical services, such as hospitalization, urgent care, and emergency room visits if they result in you getting admitted to the hospital. It does not cover medical services such as doctor visits, prescriptions, preventive services, or pre-existing conditions. For more information, click Short Term Health Insurance.

International Travel Health Insurance

Most anyone who is temporarily leaving their home country can benefit. International travel health insurance provides medical protection for American citizens leaving their country as well as for non-Americans while they are traveling in the U.S. Many types of travelers can apply and get international travel health insurance: newlyweds on honeymoon, people on missionary trips, business travelers and many more.

Note that international travel health insurance enrollment is not subject to medical underwriting, so you can’t be denied for pre-existing conditions; however, be aware that pre-existing conditions are not covered.

How does international medical insurance work?

Generally speaking, a travel medical insurance policy helps you with expenses for sudden and unexpected injury and illness while you are traveling outside of your home country. Emergency travel benefits also include some non-medical expenses, such as lost luggage, lodging replacement due to a natural disaster, or assistance with a return trip home due to a covered incident. If a covered incident was to come up, you would pay out of pocket until you reach the deductible amount, if applicable. After the deductible is satisfied, then, the insurance company will pay 80% of the next $5,000 of covered expenses. After that point, the international travel medical insurance carrier will pay 100% of covered expenses up to the overall maximum limit. The maximum coverage period for international travel insurance is 365 days for non-US citizens or residents traveling outside of the U.S. or U.S. Territories. For all other members, the maximum coverage period is 364 days. The minimum age to enroll is 14 days old. We offer international travel health insurance through HCC Travel Medical Insurance Services, which syndicates with Lloyd’s of London to offer international coverage. Their plan offerings allow you to customize the policy. You select the deductible size, coverage limit, and the policy period you want.

What does international travel health insurance cover?

Below are some common benefits on international travelers insurance. Note that restrictions apply and that this list is not all-inclusive.

What is not covered under international travel health insurance?

Again, this is not the whole list, but these are some of the main exclusions.

Can I cancel my travel health insurance?

Travel insurance can be cancelled. There is no cost if you cancel your travel insurance before the travel dates. If you request cancellation during the policy period, the premium will be pro-rated and a $25 cancellation fee added.

Note: If there is any discrepancy between the above information and the HCC policy provisions, the HCC policy provisions will prevail.

For more information on temporary coverage, click Short Term Health Insurance.

Not sure how Obamacare affects your health care plans in California? Learn how the ACA works in California, including benefits, costs and enrollment.

Covered California is the Golden State’s official health exchange marketplace where individuals, families and small businesses can find high-quality, low-cost California government health insurance.

Learn about Obamacare income guidelines in California using our income limits chart, and see if you’re eligible for government assistance.

Learn about the Covered California website. Find easy online enrollment. Set up your account, log in, buy insurance and more on the California health marketplace website.