Car Insurance Discounts

ZIP code is required and must be 5-digits

ZIP code is required and must be 5-digits

ZIP code is required and must be 5-digits

ZIP code is required and must be 5-digits

ZIP code is required and must be 5-digits

ZIP code is required and must be 5-digits

ZIP code is required and must be 5-digits

Quotes are not available for risks located in AK, FL, HI and LA

Travel protection is offered by our trusted partner, Travel Insured International, through InsuraMatch, LLC, a Travelers-owned insurance agency.

InsuraMatch

InsuraMatch is a Travelers-owned insurance agency that sells insurance policies for various insurance companies. It receives commissions on the insurance policies it sells from these insurers and may receive other performance, profitability or volume-based compensation from the insurers. This compensation may vary by insurance company. For more information please visit InsuraMatch.

Pet insurance is offered by our trusted partner, PTZ Insurance Agency, Ltd through its ASPCA® Pet Health Insurance program via InsuraMatch, LLC, a Travelers-owned insurance agency.

InsuraMatch

InsuraMatch is a Travelers-owned insurance agency that sells insurance policies for various insurance companies. It receives commissions on the insurance policies it sells from these insurers and may receive other performance, profitability or volume-based compensation from the insurers. This compensation may vary by insurance company. For more information please visit InsuraMatch.

ZIP Code is required and must be 5-digits

Motorcycle insurance is offered by our trusted partner, Dairyland®, through InsuraMatch, LLC, a Travelers-owned insurance agency.

InsuraMatch

InsuraMatch is a Travelers-owned insurance agency that sells insurance policies for various insurance companies. It receives commissions on the insurance policies it sells from these insurers and may receive other performance, profitability or volume-based compensation from the insurers. This compensation may vary by insurance company. For more information please visit InsuraMatch.

Flood insurance is offered by our trusted partner, Neptune Flood, through InsuraMatch, LLC, a Travelers-owned insurance agency.

InsuraMatch

InsuraMatch is a Travelers-owned insurance agency that sells insurance policies for various insurance companies. It receives commissions on the insurance policies it sells from these insurers and may receive other performance, profitability or volume-based compensation from the insurers. This compensation may vary by insurance company. For more information please visit InsuraMatch.

How to save on your car insurance

READ TRANSCRIPT

(DESCRIPTION)   Logo, Travelers red umbrella. Text, Ways to save on car insurance. A red car travels down the road. A blank document appears inside a thought bubble.  

Bullet points appear on the document with dashed lines coming out of the document. Car appears in motion. Check marks appear at the end of each line on the document.   

(SPEECH)   SPEAKER: Car insurance costs can vary depending on a number of factors. And since protecting yourself with the proper coverage is important, it's a good idea to understand the factors that could help you get the best coverage for your money.  

(DESCRIPTION)   The car appears over a silhouette of the United States. Multiple bullet points appear over several states.  

(SPEECH)   First, consider your specific needs. And remember that car insurance coverage can vary from state to state .  

(DESCRIPTION)   A back-up camera, a warning system, and a flashing red light on a dashboard. Text, Cameras, Warning systems, Anti-theft devices.  

(SPEECH)   Then understand your car safety features, like warning systems or anti-theft devices, and how much your car is driven, and who drives it.  

(DESCRIPTION)   A red, black, and gray bar on a graph represent savings on three cars for three different people.  

3 documents appear with ribbons. A telematics-based Travelers program appears on a cell phone.  

(SPEECH)   These things may help you save money. You might also be able to get discounts for having multiple policies with the same company or by using a telematics-based program that helps track your safe driving behaviors.  

(DESCRIPTION)   A checkbook versus paying online on a computer or mobile phone.   A cartoon man and woman standing alongside a blank document with a gold ribbon at the top. Zooms in on document and shows a blank check list.   

(SPEECH)   And don't forget, how you pay matters. Paying in full or through electronic payments can also help you save money. Be sure to review your policy with your agent to keep it up to date if something changes in your life and make sure you're getting the coverages you need. To learn more, visit Travelers.com.  

(DESCRIPTION)   Text, Travelers. Logo, a red umbrella. Travelers dot com slash auto.  

Get the most out of your car insurance coverage with car insurance discounts

Get a quote and see how bundling multiple policies or having a safe driving history can make all the difference on the cost of your monthly premium. Because no matter your individual insurance needs, everyone wants to save on car insurance.

Multi-policy discount

Bundling multiple insurance policies can result in premium discounts. For example, you could save on your Travelers car insurance when you also purchase your home/condo insurance and other insurance policies from Travelers.

Multicar discounts

More cars means more ways to save. You may be eligible for a car insurance discount if your household insures two or more cars on one Travelers policy.**

Home ownership discount

You may be eligible for a discount on your car insurance if you own a home or condo, even if you insure it elsewhere.**

Safe Driver Discount

Safe driving should be rewarded. No accidents, violations or major comprehensive claims in your household for the past three to five years could save you money with our safe driver discount.**

Continuous insurance discount

Customers who have held car insurance continuously with Travelers with no gaps in their coverage may be eligible for a discount.**

Hybrid/electric car insurance discount

Being an environmentally friendly driver is good for your wallet. If you own or lease a hybrid car, you could save on your Travelers auto insurance with a hybrid car insurance discount.

New car discount

When you purchase a new car or own a car that is less than three years old, you may qualify for a new car discount.**

EFT, pay-in-full and good payer discounts

You can save based on how you choose to pay. You could save when you pay your car insurance premium in full. Or save by paying with electronic funds transfer (EFT), payroll deduction or by consistently paying your premium on time.**

Early quote discount

If you’re new to Travelers and get an auto quote before your current policy expires, you may be eligible for a discount on your Travelers auto insurance, depending on how far in advance you shop for your policy.**

Good Student Discount

Policyholders with drivers who are fully enrolled in high school or college and are good students who maintain a “B” average or better may qualify for a discount on car insurance.

Student Away at School Discount

If one of your dependents goes to school at least 100 miles away and won’t be driving your cars, it may mean that you qualify for a discount.

Driver Training Discount

To encourage young drivers to sharpen their skills with driver training, we offer a discount for those drivers who have successfully completed an approved driver education course.

**Early Quote, EFT, New Car, Safe Driver, Continuous Insurance, Paid in Full, Good Payer, Home Ownership and Multicar Discounts are not available in CA. Early Quote, Safe Driver, Good Payer discounts are not available in NY. Good Payer Discount is not available in MD or WA. 

Before you buy car insurance, get at least three insurance quotes.  

Bundle and save

Bundle more and you could save more.

Featured programs

Affinity programs  

S avings and benefits to employees or members of participating businesses, associations and credit unions are available through the Travelers Affinity Auto & Home Program. Get excellent coverage and special program rates on insurance for your car or home.  

IntelliDrive ® p rogram ***  

Earn a discount on your car insurance by enrolling in   IntelliDrive , a 90-day program that uses a smartphone app to capture data and score how safely you drive. ( Not a vailable in s ome states. ) After 90 days , safe driving habits may lead to savings, while riskier driving habits may increase your premium. IntelliDrive is not available in AK, CA, HI, LA, MI, NY, RI or WV.  

More about car insurance

CAR INSURANCE OVERVIEW

It’s quick and easy to get a car insurance quote. When you hit the road, feel confident that you, your loved ones and your pockets are protected.

WHAT'S COVERED

Car insurance can help protect you from costs related to auto accidents and other types of losses, such as the theft of your car.

CAR INSURANCE FAQS

Find answers to many of the questions that you may have about car insurance.

Related products

Jewelry & valuable items coverage

From jewelry to collectibles, you may have more valuables than you realize. And your home insurance policy may not provide the coverage you need.

Umbrella insurance

This liability coverage may go above and beyond your car and home insurance policies to help protect you from unexpected events.

Boat & yacht insurance

Knowing that you, your passengers and your vessel are protected can help you relax and enjoy your time on the water.

PREPARE & PREVENT

Insights to help you manage risks at home and on the road

Tips for Safe Driving

Knowing is half the battle, especially when it comes to insurance. Learn about common car accidents and how to help avoid them.

Car Insurance Tips & Resources

Car insurance is a necessary expense for many people, and there are a variety of ways to save. Here are 10 ways to save on your car insurance.

Tips for Safe Driving

A telematics program like IntelliDrive® from Travelers can help you drive safely and save money on your auto insurance.

Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. ©2024 The Travelers Indemnity Company. All rights reserved.

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*Quotes may not be available in all states or for all products. In CA, quotes for all products must be obtained through a local independent agent.

*** IntelliDrive Program: All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. The IntelliDrive Program is available in: AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MN, MO, MS, MT, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI and is subject to individual eligibility. Smartphone must meet compatibility requirements and drivers must be able to download and use the IntelliDrive app. Individual savings will vary and not all policies will see a savings. Individual driving data is used to rate policies and may be used for claim services. Terms and conditions apply. In NJ, safe drivers can save up to 25%. In NV, safe drivers can save up to 40%. All other states, safe drivers can see savings of up to 30%. In DC, MT, NC and VA, riskier driving habits will not result in a higher premium.

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles.

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. Home Insurance is underwritten by Travelers Personal Insurance Company, One Tower Square, Hartford, CT 06183. In CA: Automobile Insurance is underwritten by Travelers Commercial Insurance Company, Certificate of Authority #6519, State of Domicile: CT; or Travelers Property Casualty Insurance Company, Certificate of Authority #6521; State of Domicile: CT. Homeowners Insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority #3545, State of Domicile: CT. Boat and Yacht insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority # 3545, State of Domicile: Connecticut. In WA: Automobile Insurance is underwritten by The Standard Fire Insurance Company. Homeowners Insurance is underwritten by Travelers Personal Insurance Company. Personal Article Floater Insurance is underwritten by The Phoenix Insurance Company and The Travelers Indemnity Company of America. Personal Liability Umbrella Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, The Travelers Indemnity Company of America, The Travelers Home and Marine Insurance Company, Travelers Commercial Insurance Company and Travelers Personal Insurance Company. Special Event Insurance is underwritten by The Standard Fire Insurance Company. Boat Insurance is underwritten by The Travelers Home and Marine Insurance Company. Yacht Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, and The Travelers Indemnity Company of America. All underwriting companies in CA and WA listed above are located at One Tower Square, Hartford, CT 06183.

Pet Insurance, Motorcycle Insurance, Flood Insurance and Travel Insurance is not underwritten by Travelers or its Affiliates (“Travelers”). Travelers utilizes its affiliate, InsuraMatch, LLC, an independent insurance agency, to refer consumers interested in pet coverage, motorcycle and off-road vehicle coverage, flood coverage and travel coverage. For more information about the underwriting entities click “Learn More” to be directed to the specific product page.

Early Quote, EFT, New Car, Safe Drive, Continuous Insurance, IntelliDrive Enrollment,  Paid in Full, Good Payer, Multicar Discounts and IntelliDrive program are not available in CA.