YOUNG DRIVER INSURANCE

Our ultimate guide for young and new drivers to help you find the most suitable cover.

Car insurance for young drivers

At Marmalade, we’ve been specialising in insurance for young and learner drivers for over 15 years, making getting on the road more straightforward. We’re here to breakdown some of the different insurance options available, explain how you might be able to save and answer your burning questions.

Find car insurance as a new driver

What type of insurance do young drivers need?

There are different types of insurance available, each offering different levels of cover. Comprehensive cover protects you, any other parties involved should you have an accident and the cost of your car repairs or replacement which means you’ll pay your excess only and can have peace of mind that you won’t have to foot the entire bill yourself.

Other options are Third Party, which covers only the third party if you’re in an accident, and Third Party Fire & Theft, which has the third party covered plus protection if your car is stolen.

Car Insurance for Young Drivers

We’ve said it once and we’ll say it again, insurance isn’t a one size fits all kind of thing – your cover, and cover how much it costs will depend on your circumstances. Don’t assume that a full annual policy on a car you own is your only option – cover on a parent's car, or temporary car insurance may suit you better.

What new driver car insurance options are there?

Own car Insurance

Insurance by the mile

Named Driver Insurance

Short term Learner Insurance

Car sharing insurance for young drivers

Car sharing insurance allows flexibility for young drivers to get behind the wheel, without needing to invest in a new car. They are standalone policies that sit alongside the main insurance, covering the young driver when they are behind the wheel – meaning there is no risk to the car owner’s No Claims Discount.

This comprehensive cover is available on a short-term, pay as you go and annual basis.

Are black box policies cheaper for young drivers?

Black Box Insurance can help young drivers save money as it allows them to prove they are safe behind the wheel when they have little to no driving history. The technology tracks driving behaviours which means that insurers can better judge the level of risk and price the premium more accurately.

The price is then based on how the individual drives, rather than young drivers in general – meaning safer drivers can see the benefit of this at renewal.

Frequently asked questions

Popular cars for young drivers

Looking for the best first car as a new driver? Check out our list of some of the most popular.

Temporary Car Insurance

Looking for short term cover? Find out more about our temporary cover options.

Info for parents

We know it's a scary time getting your child on the road, but there's no need to worry, we've got more info for you right here.

Useful links

Products

Contact us

Follow us