Car Insurance

Car Insurance

Why choose Allianz Car Insurance?

Any driver coverage

Option to pay monthly

Your EV is covered

Award-winning insurance

Find the cover that's right for you

Comprehensive Insurance

Third Party Property Damage Insurance

Covers the cost of accidentally damaging someone else’s car or property. Damage to your own car isn’t covered.

This isn’t CTP Insurance .

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Additional covers for you and your business

CTP insurance

We offer Compulsory Third Party (CTP) insurance in NSW, QLD and SA. CTP insurance is required to register your vehicle.  

Commercial Motor Vehicle

We offer covers specific for business vehicles as standalone or as part of a Small Business Insurance Pack.  

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Frequently asked questions

There are many types of private motor vehicle insurance in Australia, such as comprehensive, third party property damage, third party property damage fire and theft, and compulsory third party (CTP) which differs in each state and territory.

We offer Comprehensive Car Insurance and Third Party Property Damage Car Insurance in all states. We also offer CTP Insurance in NSW, QLD, and SA.

Third Party Property Damage and Comprehensive Car Insurance aren’t mandatory in Australia, but there are benefits to having them. If you choose not to take out either, you may be responsible for the cost of any damage you caused to your car or third party property.

If you aren't sure whether you need Third Party Property Damage Car Insurance or Comprehensive Car Insurance, visit our car insurance comparison page to find the right cover for you.

We also offer Caravan and Trailer Insurance in Australia.

Each insurance company calculates the cost of car insurance differently.

The cost of Allianz Comprehensive and Third Party Property Damage Car Insurance is determined by a range of factors. When calculating your car insurance premium, we consider factors such as:

You can get a quote online for our Comprehensive Car Insurance and Third Party Property Damage Car Insurance.

Excess is the amount you’ll need to pay towards the cost of a claim. Your policy documentation will show two excess amounts: Basic excess and Under 25 Driver excess. Basic excess is the amount that applies to each claim that you make. Under 25 Driver excess is an amount added to your Basic excess if the driver of your car is under the age of 25 at the time an incident occurs. You can reduce the amount of your Under 25 Driver excess by listing the youngest driver on your policy but this may also increase your premium.

If you or the driver of your car are involved in an accident and aren’t at fault and can provide us with the responsible party’s details, you may not have to pay an excess.

View the Product Disclosure Statement (PDS) for more information about your excess.

If you have Allianz Comprehensive Car Insurance :

For more information, read our article on what to do after a car accident .

If your vehicle has been stolen, report it to the police as soon as possible and record the police report number when it’s issued to you.

Once the Police have been notified, if you have Allianz Comprehensive Car Insurance submit a claim online , or call our claims department on 13 10 13 and one of our friendly consultants will take you through the claims process.

Allianz Comprehensive Car Insurance is personal car insurance that can cover your vehicle for private use, with occasional and limited business use. Depending on the type of business use, Comprehensive Car Insurance may provide cover if you use the same car for both personal and business purposes. Note: we don’t offer cover for cars used for ride share or car share.

Commercial Vehicle Insurance is specifically designed to provide cover for vehicles used for business purposes. It generally provides broader coverage for commercial vehicles, such as for cars, trucks, forklifts, diggers, and trailers, that may not be typically included in a personal car insurance policy.

For more information, see our article Personal vs commercial vehicle insurance for businesses .

Please refer to the relevant PDS or contact us on 13 1000 if you require more information.

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*Conditions apply

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.