Best Car Insurance in Coweta, Oklahoma

If you're a Coweta, Oklahoma resident seeking the best protection for your vehicle, you've landed in the right place. Car insurance is not just a legal requirement; it's your safety net on the unpredictable roads of our beloved Coweta. Let's dive into the world of car insurance in Coweta, exploring options, considerations, and how you can make the most informed choices.

Understanding the Landscape

Car insurance in Coweta, Oklahoma is a multifaceted landscape. Whether you're a daily commuter navigating the bustling streets or a weekend explorer enjoying the scenic drives, having comprehensive coverage is paramount. It ensures financial protection and peace of mind.

When delving into the car insurance market, it's essential to comprehend the basics. Liability coverage addresses third-party injuries and property damage, while collision and comprehensive coverage cater to damages to your vehicle. Striking the right balance between these components is key to tailor-fitting your insurance to your unique needs.

Navigating the Market

In Coweta, a plethora of insurance providers vie for your attention. Giants like State Farm, GEICO, and USAA have a substantial presence, each offering distinct advantages. As you explore your options, consider factors beyond premiums. Evaluate customer reviews, financial stability, and coverage flexibility to make an informed decision.

Securing Affordable Protection

Affordability is a crucial factor in selecting the right car insurance. To find the sweet spot between cost and coverage, explore discounts offered by insurers. Bundling policies, maintaining a clean driving record, and leveraging available discounts can significantly reduce your premiums.

As you navigate through the online realm for quotes, ensure that your information is accurate. Use tools provided by insurance companies to generate precise quotes that reflect your driving profile and coverage preferences.

Tailoring Coverage to Your Needs

Car insurance isn't one-size-fits-all. Explore specialized coverage options based on your unique circumstances. Temporary insurance is ideal for those in Coweta for a short duration, while classic car enthusiasts may benefit from policies catering specifically to vintage vehicles.

Ensuring Local Relevance

Coweta, Oklahoma has its traffic nuances and local regulations. Ensure your chosen car insurance aligns with these specifics. Understanding local considerations guarantees that your coverage is not only comprehensive but also adheres to regional laws.

Scroll for the Unveiling of Exclusive Insights!

Curious to know more about finding the perfect car insurance in Coweta, Oklahoma? Scroll down to uncover exclusive insights, tips, and expert advice that will revolutionize the way you approach car insurance.

As you scroll, get ready to unlock premium value. Our comprehensive guide goes beyond the basics, delving into advanced strategies to maximize your car insurance benefits. Whether you're a first-time car owner or a seasoned driver, there's something valuable waiting for you.

The Ultimate Guide to Car Insurance in Coweta, Oklahoma

Decoding Policy Types: Which One Suits You?

Embark on a journey into the intricacies of policy types. Understand the differences between liability, full coverage, and specialty policies, empowering yourself to choose the ideal coverage for your unique needs.

Expert Insights and Practical Tips

Scroll deeper to access expert insights and practical tips that can redefine your approach to car insurance. Uncover hidden gems of information, explore real-life scenarios, and equip yourself with the knowledge to secure the best car insurance in Coweta, Oklahoma.

Car Insurance in Coweta, Oklahoma

Unlock the secrets of car insurance in Coweta, Oklahoma. Our in-depth guide provides expert insights, tips, and exclusive information to help you find the perfect coverage. Discover more as you scroll through our comprehensive guide.

Conclusion:

Your journey to finding the best car insurance in Coweta, Oklahoma begins here. Scroll, explore, and empower yourself with the knowledge to make informed decisions. Your vehicle deserves the utmost protection, and our guide ensures you navigate the car insurance landscape with confidence.

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• Car Insurance

• Car insurance provides financial coverage in case your vehicle suffers damages due to unwanted scenarios. These include natural disasters like earthquakes, floods, cyclones, etc., and man-made disasters like theft, riot, terrorism, etc. These unforeseen events can cause severe damage to your car. Hence, it is wise to have a car insurance policy. There is always a possibility of an accident, no matter how cautiously you drive. Probably due to external factors like bad road conditions, poor traffic management, etc. It is also important to note that driving a vehicle without valid third party car insurance is illegal as per the Motor Vehicles Act of 1988 and you could be penalized for it. Therefore, securing your vehicle by buying or renewing car insurance online is advisable.

• However, buying a comprehensive car insurance policy is advisable for complete vehicle protection. You can also customize your car insurance by opting for add-on covers like emergency roadside assistance, zero depreciation, no claim bonus protection, engine gearbox protection and many more. You can also choose add-on covers for electric vehicles, which include protection for your battery charger and accessories, coverage for electric motors, etc. Make an informed decision by opting for a stand-alone own-damage cover, third-party cover or comprehensive insurance cover and ensure you renew or buy car insurance online without much delay. HDFC ERGO offers best car insurance policy with affordable premiums and has a network of 6700+ cashless garagesˇ

• The Future is EV Smart with HDFC ERGO EV Add-Ons

• HDFC ERGO has great news for Electric Vehicle (EV) owners! We're introducing new add-on covers with our electric car insurance tailored specifically for EVs. These add-ons include protection for your battery charger and accessories, coverage for your electric motor, and a unique zero depreciation claim for the battery charger. Adding these covers to your electric car insurance policy can shield your EV from potential battery damage caused by unexpected events like floods or fires. As the heart of your EV, safeguarding your batteries and electric motor is a smart move. These three add-ons can be seamlessly added to your comprehensive or standalone own damage cover. The battery charger accessories add-on offers protection against damage due to fires and natural disasters like earthquakes or floods. The electric motor cover ensures coverage for any damage to your EV's motor and its components. With the zero depreciation claim for the battery charger, you'll be compensated for any depreciation when replacing the battery, including the detachable battery, charger, and accessories. Don't miss the chance to customise your electric car insurance policy – opt for these add-on covers and drive with peace of mind.

• Types of Car Insurance Plans

• Third Party Car insurance

• Standalone Own Damage Cover

• COVER FOR BRAND NEW CAR

• A comprehensive insurance policy is a type of car insurance that gives broad coverage and safeguards your vehicle from unforeseen events.Theft, natural disaster, damage from fires, etc., and damage from man-made causes such as riots and terrorism are all included in this.

• A comprehensive car insurance policy also covers third party liabilities. This includes harm done to a third party or their property owing to the covered vehicle. The third party liability insurance protects against monetary obligations if a third party dies due to the insured vehicle.

• Accident

• Personal accident cover

• Natural calamities

• Third party liability

• Choice of add-ons

• Theft

• A basic form of car insurance that protects you from third party liability is third party car insurance. It provides insurance protection against losses your car causes to other people or their property. The Third-party Policy will protect you, for instance, if you unintentionally hurt a pedestrian or damage another vehicle. Claims arising out of the death of a third party are likewise covered.

• According to The Motor Vehicles Act of 1988, you must have this basic car insurance policy for your four-wheeler. If you don't, you risk severe penalties.

• A standalone OD policy protects you from financial obligations if your car is harmed in an accident, a natural disaster, a man-made disaster, a fire, etc. Additionally, it guards you against car theft. Own Damage insurance, in contrast to standard Third party auto insurance, is optional. If you already have a third party liability policy, which is a mandatory requirement, adding your own damage coverage will guarantee that your vehicle is always fully insured

• This cover offers 1 year coverage against damage to your own Car along with a 3 year cover against damages to a third-party person/property.

• Accident

• Personal accident cover

• Natural calamities

• Third-party liability

• Choice of add-ons

• Theft

• Car Insurance Coverage

• The coverage in your car insurance policy depends on the type of policy that you have selected.

• Third Party Car Insurance Plans cover the following types of financial liabilities that you might face in a mishap involving your car–

• Apart from covering your vehicle against third party liabilities, a comprehensive car insurance policy provides coverage for the following -

• While our coverage is comprehensive, the following instances of claims are excluded –

• Key Features of HDFC ERGO's Car Insurance

• Compare and Select the Best Car Insurance Policy

•  

• HDFC ERGO Car Insurance Add-ons

• The more comprehensive is the coverage, the more claim is that you can get. To this end, HDFC ERGO offers a select range of add-ons with its comprehensive car insurance plans. Have a look –

• As you use the car, the parts suffer normal wear and tear and depreciate in value. Since depreciation is not covered in the insurance claim, it incurs out-of-pocket expenses. With zero depreciation cover, you get full value of the parts repaired or replaced.

• Made a claim , worried about your NCB discount? Don’t worry; this add on cover protects your No Claim Bonus earned so far. Also, it takes it to the next NCB slab earning.

• Our car insurance policy will offer round-the-clock assistance to deal with any mechanical breakdown issues of your vehicle.

• This add on cover under the car insurance policy provides coverage for consumables items like lubricants, engine oil, brake oil, etc.

• With tyre secure cover, you get coverage for expenses related to replacing the tyres and tubes of the insured vehicle. The coverage is offered when the insured vehicle tyres burst, bulge, puncture, or face a cut during an accident.

• Love your car dearly? Buy this add on cover with your car insurance policy and recover your invoice value in case of theft or total damage to your vehicle.

• The engine is the heart of your car, and it is crucial to ensure it is protected. This cover shields you from the financial losses incurred due to damage to your car engine.

• Car in the garage? This cover will help bear the expenses you spend on cabs for your daily commute while your car is getting repaired.

• This add on covers the loss of your belongings such as clothes, laptops, mobile, and vehicle documents like registration certificates, etc.

• With pay as you drive add-on cover, you can get the benefits on the own-damage premium at the end of the policy year. Under this cover, you can claim benefits up to 25% of the basic own-damage premium at the end of policy tenure if you drive less than 10,000km.

• Pay as You Drive Add on Cover

• When you have hardly driven your car or use it less frequently, it can become burdensome to pay a hefty car insurance premium. To make the process easier and offer more benefits, HDFC ERGO has come up with the Pay as You Drive – Kilometer Benefit add on cover. With PAYD, the policyholder can get benefits up to 25% after policy expiry.  

• You can claim a benefit of up to 25% on your own damage premium during policy renewal. When the policy expires, subject to providing distance travelled, you can claim the benefit even with a different insurer. However, if you renew the policy with us, you get an additional 5% discount on the premium if there is no claim in your previous policy. Pay as you drive

• Factors that Affect Car Insurance Premium

• How Can You Save on Car Insurance Premium

• Every person wants to pay a low premium for their car insurance policy. Here are different ways by which you can reduce your car insurance premium:

• How to Calculate Car Insurance Premium

• While buying or renewing a car insurance policy, it is necessary to know how its premium is calculated. Here’s a step-by-step guide for calculating your car insurance premium

• Step 1: Visit the HDFC ERGO website and click on car insurance. On the top of the page, you can enter the vehicle registration number in the box and proceed by clicking on get a quote. You can even proceed without a car number or click on renew HDFC ERGO car insurance policy if your current policy with HDFC ERGO has expired.

• Step 2: After clicking on get a quote or proceed without the car number, you will have to enter your car’s make and model.

• Step 3:You must choose between a third party car insurance and a comprehensive car insurance plan

• Step 4: Give details about your last insurance policy- Date of Expiry, No Claim Bonus Earned and Claims Made. Enter your mobile number and email ID.

• Step 5: You can now view your car insurance premium. If you have chosen a comprehensive plan, you can customise your plan further by selecting add-ons like zero depreciation, emergency assistance, return to invoice and more.

• Calculating car insurance premium at the HDFC ERGO website is smooth and easy. You can also use our car insurance premium calculator for your convenience.

• What Factors Impact Insured Declared Value (IDV) in Car Insurance

• Why Should You Buy HDFC ERGO's Car Insurance Policy

• Easy on your pocket

• Easy on your pocket

• With multiple choice offerings, our premium starts at ₹2094*. We offer premiums that are affordable with maximum benefits. For example, choosing a comprehensive car insurance policy entitles you and no-claim bonus benefits of up to 50%. And with our car insurance premium calculator calculating your car insurance premium amount is a breeze.

• Cashless assistance

• The hiccup in the journey? Now no more worrying about cash to get your car fixed while you are stranded in the middle of nowhere. With our 8000+ cashless Garages, pan India help is never too far; our widespread network of cashless garages will be your friend in need. Additionally, our 24x7 Roadside Assistance ensures that help is just a phone call away, and your car is taken care of anytime.

• No more sleepless nights

• Car needs repair but worried how you’d commute to the office next morning? HDFC ERGO’s Over Night Vehicle Repairs¯ is here to save the day! We take care of minor accidental damages or breakdowns while you catch up on your sleep and get your car back in shape by morning. If this doesn’t spell convenience, what does?

• Quick & easy claim settlement process

• HDFC ERGO car insurance claim process is hassle free and you can file claims quickly through our website. You can even download the claim form from our website. In addition to this, you can also track your car insurance claim status from our website. We have 100% claim settletement ratio record that will ease your claim related worries!

• A Growing family of happy customers

• With over 1.5Crore+ Happy Customer@, we are proud to say that we’ve put smiles on a million faces and counting. The testimonials from our ever-growing family of customers are heartwarming. So toss your car insurance-related worries aside and join the happy customers club!

• Things to Keep in Mind before Buying Car Insurance Online

• Though buying car insurance online is simple. You should keep certain aspects in mind while buying a car insurance policy.

• The type of policy

• Firstly, you should select the type of policy that you need for your car. A comprehensive policy proves to be the best car insurance plan. It is always recommended given the wide scope of coverage that it offers. However, if your car is very old, you can opt for third party insurance to fulfil the legal mandate of driving your car.

• Insured Declared Value

• The Insured Declared Value of the car is the market value less the depreciation based on the car’s age. The IDV also represents the maximum coverage liability that the insurer undertakes. In case of a total loss to the vehicle due to an insured peril, the maximum claim amount would be the IDV of the policy. So, when buying the best car insurance plan, keep a lookout for the IDV. Choose an IDV that matches the market value of your car so that the claim is higher.

• The add-ons needed

• With comprehensive car insurance plans, you can opt for different add ons. Choosing the most suitable ones would help in availing complete coverage. For instance, a zero depreciation add on is a must for cars aged up to 5 years old. This add on helps get an entire claim as the insurer does not deduct depreciation value during the final settlement. So, assess the add ons available and choose the most suitable ones. Remember, adding each add on involves an additional premium.

• The premium v/s the coverage offered

• Always compare the best car insurance policy on their premiums vis-à-vis their coverage. A plan offering a comprehensive scope of coverage at the lowest rate of premium would be the best, just like HDFC ERGO’s car insurance policy. Hence, it is wise to always compare the car insurance price with the coverage offered.

• Claim Settlement Ratio of the insurer

• The Claim Settlement Ratio (CSR) indicates the percentage of claims that an insurance company settles in a financial year. The higher the CSR the better is the company in terms of claim settlement. So, compare the CSR and choose an insurer that has a high CSR.

• Network of cashless garages in India

• The network of cashless garages is a crucial parameter to increase the probability of availing of cashless settlement of claims. If the company has a vast network of cashless garages, you can quickly locate one. You can repair your car here without paying for the costs yourself. So, look for an insurer with a vast network of cashless garages. For example, the HDFC ERGO car insurance policy comes with more than 8000+ ˇ cashless garages across India to service your car.

• The claim settlement process

• The claim settlement process should be checked to understand how long would it take for your claims to get settled. The best car insurance policy is where the claim settlement process is simple and hassle-free. For instance, the HDFC ERGO car insurance policy offers Over Night Vehicle Repairs¯, where you don’t have to wait long for your vehicle to get repaired..

• Benefits of Buying/Renewing Car Insurance Online

• If you are planning to buy car insurance policy, we advise you to purchase or renew car insurance online through HDFC ERGO website. Listed below are few benefits:

• Why Should You Renew Expired Car Insurance

• Every policyholder should ensure that they immediately renew their car insurance policy if it has been expired, to avoid legal complications. As per the Motor Vehicles Act of 1988, it is illegal to drive a vehicle without a valid third party insurance cover. Apart from this, if you do not renew your car insurance within 90 days after its expiry date, you will lose out on your no claims bonus benefit. In addition to this, if you do not renew expired car insurance, your vehicle will be uninsured and you may end up paying from your pocket in case your vehicle meets with an accident or gets damaged due to earthquake, floods, fire, etc.

• How to Buy/Renew Car Insurance Online

• To buy a new car insurance policy online

• 1. Visit your insurance provider’s website fill in the details, including your car registration number, mobile number and email address.

• 2. Enter the policy details and the add-on to the cover you would like to opt for.

• 3. Complete the process by paying the premium amount via online payment.

• A confirmation mail along with the policy will be mailed to you.

• To renew existing car insurance policy online

• 1. Visit the insurance provider website and select renew the policy.

• 2. Enter the details, include/ exclude the add on covers and complete the journey by paying the premium online.

• 3. The renewed policy will be mailed to your registered email id.

• How to Buy/Renew Car Insurance for an Old Car

• Car insurance always provides peace of mind. Therefore, continually investing in a proper car insurance plan is advisable.

• According to the Indian Motor Vehicle Act of 1988, every vehicle owner must have valid third party car insurance policy to drive on Indian roads. Driving without a valid third party car insurance policy can lead to heavy penalties and a driver’s license suspension.

• One can easily purchase a Comprehensive car insurance policy covering the vehicle from any natural or artificial disaster. It also protects you financially from third party liability in case of damage to other vehicles or property.

• Things to Note before Buying Car Insurance for Secondhand Car

• If you have purchased a secondhand or used car, it is equally as important to buy car insurance policy as it is for a new car. Here are following things to keep in mind before buying second hand car insurance policy:

• How Fast are HDFC ERGO Car Insurance Claims Settled

• The claim settlement can take up to 30 days if it was a major accident and the repair costs are more than 75% of the insured amount. In case of theft of the insured vehicle, the company will appoint a private investigator to track the same and for this purpose all associated documents will be collected from the police. In this case, the claim settlement process may take up to 60 days.

• How to File a Car Insurance Claim

• • Register the claim by calling the insurance company on its customer service number or through its website.

• • After claim registration, the policyholder receives a claim registration number which can be used for future communications/references.

• • The policyholder should take the damaged car to a network garage in case of cashless claims. If the insured takes the car to the garage of their choice, they will have to go for a reimbursement claim for repairs.

• • Submit all the required documents with the surveyor.

• • The car insurance company confirms its liability and initiates the claim process Also Read : HDFC ERGO Car Insurance Claim Process?

• Documents Required for Filing a Car Insurance Claim

• Accident Claims

• 1. Registration Certificate (RC) Book copy

• 2. Driver's license copy of the individual driving the insured vehicle at the time of the incident.

• 3. FIR filed at the police station

• 4. Repair estimates from the garage

• 5. Know Your Customer (KYC) documents

• 6. If the accident has risen out of a mutinous act, strikes or riots, then filing an FIR is mandatory.

• Theft Claims

• 1. RC Book copy and original keys to the vehicle

• 2. FIR filed at the police station as well as the final police report

• 3. RTO transfer papers

• 4. KYC Documents

• 5. Letter of Indemnity and Subrogation

• Car Insurance Policy Documents

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• Car Insurance for Popular Brands

• Car Insurance for Popular Indian Models

• Car Insurance Terms You Need To Know About

• 1. Driving License  A Driving Licence is a legal document that authorises you to drive your vehicle on the Indian roads. There are different types of driving licenses issued by the different RTO (Regional Transport office) which validates one to drive a two wheeler, four wheeler or a commercial vehicle on the Indian roads. You need to follow basic driving rules and traffic regulations and clear a driving test to get a valid licence

• 2. RTO  The Regional Transport Office or the RTO is the official government body which registers all vehicles in the Indian subcontinent as well as issues driving licences. In fact, the officials of the RTO are responsible for the upkeep of the database of all registered vehicles plying in India and the record for all valid driving licences.

• 3. Third Party Liability Coverage  The third party only motor insurance plan is a mandatory insurance policy that you need to drive your vehicle on the Indian roads. This plan provides coverage from all legal liabilities which could possibly arise out of any third party damages, such as person, property or vehicle due to any accident caused by the insured car. There is no limit for the coverage provided for the death of a third person or injury. However, the damage for a third party property and vehicle is limited to a maximum of Rs 7.5 lakhs. Thus, in order to ply your vehicle on the Indian roads, a third party motor insurance policy is compulsory. .

• 4. Comprehensive Coverage  Comprehensive motor insurance plans provide coverage for third party liabilities along with damages of your own vehicle as well. It is not mandatory but advisable to opt for a comprehensive plan rather than a third party-only insurance policy so that you do not have unwarranted out-of-pocket expenses to repair your own vehicle in case of any accidental damages. This plan provides coverage to your vehicle from any natural calamity such as fire, flood, etc. as well as all man-made calamity such as theft along with providing adequate coverage for damages due to road accidents. Thus, if you want complete protection of your vehicle, then you must opt for a comprehensive car insurance plan. In fact, you can enhance the plan’s coverage by opting for additional rider benefits as well.

• 5. Car Insurance Premium  "The amount of money that you need to pay to the insurer for insuring your vehicle against all the associated risks for the given tenure is called a Car Insurance Premium. This amount is determined on the basis of your car’s IDV (insured declared) value along with other aspects and is fixed for the given tenure for which it provides coverage against accidental damages. The premium amount varies on multiple factors such as make and model of your vehicle, the geographical location as well as the age of the car. It also depends on your driving experience and the amount of no-claim bonus that you would have accumulated over the years. Thus, it is a good idea to check the premium and its associated benefits before opting for the plan."

• 6. Insured Declared Value  The IDV or the Insured Declared Value of your car is a significant aspect for you to understand before opting for a car insurance plan. This is the maximum amount of money that the insurer would pay as a claim in case of a total damage or loss of the car in an accident or theft. All other claim amounts are calculated basis the IDV, i.e. as a percentage of the IDV when the damage is not considered a total or a complete damage. The IDV of the car depreciates every year along with the value of the vehicle and is calculated as per the standard depreciation table provided by the regulator. In case of a claim in the middle of the year, depreciation is calculated from the IDV of the car at the beginning of the policy year. Thus, it is important to take a note of the IDV at the time of renewing your car insurance plan so that it is at par with the car’s market value.

• 7. Deductibles  In motor insurance, deductibles are a part of the claim amount the insured person will have to pay during claim settlement. The insurer pays the rest of the claim amount. There are two types: voluntary and compulsory deductible. A compulsory deductible is an amount you must pay mandatorily whenever a claim is registered. On the other hand, a voluntary deductible is part of the claim amount the insured person willingly chooses to pay at the time of claim settlement to save money on car insurance renewal premiums.

• 8. No Claim Bonus If you do not file for any claim in a particular policy year, the insurance company provides a discount in premium called a No-Claim Bonus or NCB. This is a discount provided for being a good driver and is an important factor at the time of calculating your car insurance premium. This reward is provided to the policyholder at the time of renewal. If you do not file a claim for 1 year, you can get 20% no-claim bonus and that can go upto a maximum of 50% in 5 consecutive claim-free years. Point to note is that No-Claim Bonus is provided to the policyholder, i.e. the car owner and the car. So, if you choose to sell your car, the NCB cannot be transferred to the new owner of the car. Instead, you can transfer the No-Claim Bonus of your old car to your new car as well.

• 9. Cashless Garages  A cashless garage is an authorised garage within the network of garages emplaned with the insurance company for settlement of cashless claim of the vehicle. So, if you wish to avail cashless claim for your car repair work, you need to visit a cashless garage. Here the survey would be done by the insurer and the payment for the approved repair work would be paid directly to the garage without your having to pay anything out of your own pocket, except for the deductibles and the non-authorised amount of the claim. Thus, cashless garages make claim settlement easy for any repair work done to your own vehicle.

• 10. Add-on Covers  Add-on covers are additional benefits that you can avail along with your comprehensive car insurance policy to enhance the overall benefits and extend the coverage of the car. There are multiple riders that can be added-on to your existing base car insurance policy such as zero depreciation coverage, engine and gear-box protection, return to invoice, NCB protection, emergency assistance, consumable cover, downtime protection, loss of personal belonging, etc. For each rider, you need to pay an additional premium amount along with your base premium to increase the overall coverage of the plan. So, you need to choose the add-ons as per your requirement at the time of purchasing and renewing your car insurance policy.

• 11. Personal Accident Cover A personal accident policy is a fixed benefit insurance plan which pays a specific amount of money for an accidental damage to the insured person. The IRDAI has mandated a compulsory Personal Accident Policy of minimum Rs 15 lakhs for all owner/driver of an insured car to ply your vehicle on the Indian roads. It provides coverage against death, disability, dismemberment as well as accidental injuries. The personal accident coverage can be taken along with your car insurance policy as well.

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• Latest News around Car Insurance

• Xiaomi SU7 electric sedan enters as the first-ever electric car from China. China’s Xiaomi has secured more than 70,000 locked-in orders of its SUV electric cars. The company targets 1,00,000 deliveries in 2024. Locked-in orders refer to those where buyers have opted for non-refundable deposits. Xiaomi SU7 electric vehicle can perform like a sports car with a top speed of up to 265 km/h and the ability to reach 100 km/h in less than three seconds.

• The Indian passenger vehicle segment record sale of over 42 lakhs in FY2024. This figure has increased 8.22% over FY2023(3.89 million units). UVs, which comprise of SUVs and MPVs, continue to be the highest contributor this year too. SUVs accounted for 51% of the overall PV wholesales in FY23. Maruti leads in sale of passenger vehicle with over 17 lakh, Hyundai and Tata are second and third, respectively.

• As per reports by Business Line Tesla is engaged in discussions with Reliance Industries Limited (RIL) for a potential joint venture to set up a electric vehicle manufacturing facility in India. According to an insider familiar with the matter, these talks have been in progress for over a month. However, the source emphasised that this should not be concluded as RIL's entry into the automobile sector. Rather, RIL aims to bolster electric vehicle capabilities in India through this partnership.

• Tesla will send a team from the United States to India by late April to scout sites for a proposed $2 billion to $3 billion electric car plant, the Financial Times reported on Wednesday. The company reportedly plans to enter India at a time when EV demand is slowing in its main markets of the U.S. and China while competition there is heating up. The EV maker will focus on Indian states that have automotive hubs.

• Approximately 25 models of battery electric vehicles (BEVs) are lined up for launch by 20 carmakers in India in the year ahead. This will be the maximum EV model launch, with prices ranging from Rs 5 lakh to Rs 3.5 crore. Tata Motors leads with the Punch EV in 2024, while Maruti Suzuki, Hyundai, Kia, Renault, Mahindra, Mercedes Benz, and Audi among others gear up with their offerings.

• The Delhi transport department decides to install cameras at fuel stations across the city to check the PUC status of all vehicles. The transport department will penalize vehicle owners who have not renewed their pollution under control (PUC) certificates. This project continues a pilot project launched at 25 fuel stations, where special cameras have been linked with mParivahan software to check the vehicle’s PUC status.

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• PET INSURANCE: UIN: HDFC ERGO Paws n Claws - IRDAN146RP0001V01202324 T&C Apply. @1.51 crores+ active customers as on July 2022

• ^based on NL reports for FY22 - Settlement Ratio in FY22 for motor OD Claims - 100% Count of OD Claims Paid in FY22(excludes repudiation & zero) - 4,35,626 Amount of claims paid in FY22 - Rs. 1,12,044 (amount in lacs) or Rs.11,20,44,00,000 Formula used for Settlement Ratio - (Claims Settled + Claims Repudiated + Claims Closed) / (Claims Reported) ¯Over-night motor repair service for minor damages made available to HDFC Ergo Policyholders, subject to extent of damage, bandwidth of the motor garages empanelled especially for the services in selected 16 cities and the requirement to appoint surveyor, etc. The Company shall be liable to settle the claim basis of the terms and conditions of the policy document for the concerned vehicle (Up to 3 panels or Rs.20,000 - whichever is higher. Available across 16 cities - Mumbai, Nagpur, Pune, Surat, Vadodara, Ahmedabad, Delhi, Gurugram, Jaipur, Hyderabad, Chennai, Bangalore, Kolkata, Kanpur, Madurai, Coimbatore) ˇas on 29th Feb 2024- 10767 active Network garages (2219 for Two-wheelers 8086 for Pvt. Car & 462 for commercial vehicle) °°Additional premium will be charged for add on cover *The above mentioned third party premium of 1 year is for Cubic capacity < 1000 CC as on 1st June 2022 and may vary depending on the cubic capacity of the vehicle ~*Personal Accident Cover for vehicle OWNER DRIVER @1.55 crores+ active customers as on November 2021

• Terms and Conditions Applied. © HDFC ERGO General Insurance Company Limited. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. For Claim/Policy related queries call us at or Visit Help Section on www.hdfcergo.com for policy copy/tax certificate/make changes/register & track claim. IRDAI Registration Number : 146 (Registration type: General Insurance Company). For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Trade Logo displayed above belongs to HDFC Bank Ltd and ERGO International AG and used by the Company under license. HDFC Ltd. and HDFC Bank merger stands concluded, effective 1st July, 2023. HDFC ERGO General Insurance Company Limited is now a subsidiary of the Bank.