Fleet Insurance

While you’re busy running your business, we’re here to help to protect it 

Call us on 0344 892 1434 or get a quote online.

One of the UK's leading independent insurance brokers

Overall service rating 4.6 / 5

Based on 4347 customer reviews

Why choose fleet insurance with Towergate?

Trusted and reliable insurers

Access to a panel of experienced and competitive vehicle fleet insurers

Immediate fleet insurance

Instant cover and immediate claim response to ensure you are back on the road as quickly as possible

Risk management led approach

To help reduce fleet vehicle accidents and lower premiums

Expert fleet insurance team

Dedicated account, claims and risk management support teams

About fleet insurance

What does fleet insurance cover?

From businesses running large fleets through to smaller scale operators, everyone is welcome! Our ‘buy-right’ experts will tailor your policy to suit your specific needs. We’ll work out with you (jargon free) the best way to insure your motor fleet, not just from an immediate pricing perspective, but in the longer term too. This will help to control your future fleet insurance spend, allowing you to better manage your capital.

Place your motor fleet insurance through Towergate and we’ll appoint a dedicated fleet risk manager immediately. They’ll review claims experience, monitor incident type, and work with you to implement any mutually agreed risk improvement measures that may help you control the future cost of cover. Not only will this reduce the likelihood of potential vehicle accidents, but it will ultimately free up money that can be put back into your business.

We have access to a carefully selected panel of high-quality and reliable motor fleet insurers. This means that we can help you find an insurer that’s able to offer the right level of cover at the right price. What’s more, because the insurers we work with trust our expertise, we can arrange fleet insurance from the very moment that you need it for complete peace of mind. So, while you’re busy running your business, we’ll be right beside you to help you protect it.

Motor fleet insurance through Towergate means you can pay your premiums by way of a flexible premium finance plan (subject to acceptance). Thanks to what we believe to be a competitive rate and the payment term being fixed at the outset, your business cash flow can be more effectively managed by spreading the payments. By avoiding the initial outlay of what can sometimes be a significant lump-sum premium, capital can be freed up for reinvestment elsewhere in the business.

How do claims work?

The specialist motor insurance policies we offer are designed to provide you with help when you need it most:

Ready to get covered?

Fleet FAQs

How many vehicles do I need to have to arrange motor insurance cover on a fleet basis?

Fleet insurance policies are typically available for businesses running five or more vehicles.

How do I arrange motor fleet insurance with Towergate?

It’s easy. Ring us and we’ll arrange for one of our road transport insurance ‘buy-right’ experts to visit you and carry out a ground-up review of your insurance needs. We’ll then find you an insurer that we feel is ideally placed to provide you with the right level of cover – at the right price.

What makes you different from your fleet insurance competitors?

What we feel our clients value most, is our approach towards helping them to control and reduce their exposure to risk. By doing this, we can assist them in keeping their cost of insurance under firm control. This frees up capital that can be spent elsewhere in the business.

What happens once I have bought a fleet insurance policy?

As soon as you’ve given us the green light to handle your insurance portfolio, we’ll introduce you to your account manager and to your fleet risk manager. They will help manage your insurance arrangements, not just over-the-phone, but face-to-face too at appropriate times in the year and following an agreed timetable. They will also work with you, as necessary, to develop and implement an appropriate risk management programme over an agreed period of time.

Do you only deal with fleet insurance or can you look after our complete insurance portfolio?

Almost all of our corporate clients appoint us to look after their entire insurance portfolio. This inevitably includes covers such as property, liability, and transit insurance, and often a wide range of other covers that may include cyber liability, directors’ and officers’ liability and legal expenses.

Can I pay for my fleet insurance in instalments?

We like to make things as affordable as we can so, if you fulfil the necessary qualifying criteria, we can arrange for you to pay by monthly instalments (subject to acceptance).

Let us know that this is your preferred payment option, as we gather the information for your quotation. Remember, this too will free up money that can be spent on your business.

Are there any exclusions?

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.

See our range of cover for commercial vehicles

Fleet Driver Training

Cargo

HGV Driving School

Mini Fleet

Taxi Fleet

Truck Breakdown

Truck

Van

Van Fleet

Public Liability

Employers Liability

Business

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Towergate, Towergate Insurance, Towergate Insurance Brokers, Towergate Private Clients, Safedrive, CHAS Protect, The Education Broker and Walker Midgley are trading names of Advisory Insurance Brokers Limited. Registered in England Company No. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768.

Towergate, Towergate Insurance, Towergate Insurance Brokers, Towergate Private Clients, Safedrive, CHAS Protect, The Education Broker and Walker Midgley are trading names of Advisory Insurance Brokers Limited. Registered in England Company No. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768.