Renters insurance quotes

Low cost renters insurance, customized for you.

Save money with these renters insurance discounts

You could save 10% when you get customized renters insurance on libertymutual.com.2

Save on your renters policy if you haven't filed a claim with your previous insurance company for 5 years or more.3

Quote with us before your current policy expires and you could save when you sign with us.4 It's really that easy!

Bundle your insurance, more like bundle of savings!

Customized renters insurance coverage built for you

Personal Liability and Medical Payments to others

Personal Property Coverage

Blanket Jewelry Coverage

Why choose Liberty Mutual for car insurance?

Get the Liberty Mutual app today!

The fastest, easiest way to manage your insurance.

Access your ID cards Save them right to your device for proof of insurance.6

Pay and manage bills Quickly pay bills, enroll in Autopay, and update billing preferences

File and track claims File a claim in minutes when you need it.

Renters insurance frequently asked questions

How much is renters insurance?

Liberty Mutual's renters insurance can be as low as $5 a month! Although surprisingly cheap and affordable renters insurance is a great way to keep the things you love safe and protected.

Cost varies based on a few factors

You can think about the cost of your renters insurance policy like this

When you get a renters quote with Liberty Mutual, we make it easy to understand the coverage that's right for you, so you only pay for what you need.

Start your renters insurance quote

What is renters insurance?

Renters insurance helps protect your belongings like clothes, furniture, and electronics. In general, renters insurance can help pay for damages caused by things like fire, theft, and even some weather-related incidents. So, if you rent an apartment, condo, or home, you probably need renters insurance.

Renters insurance can also help pay legal fees if a visitor is injured at your rental. Keep in mind, renters insurance isn't the same as home or landlord insurance. Those are designed for property owners and don't give you the protection you need as a renter.

Start your renters insurance quote

Should I get renters insurance?

Yes, if you rent a property and want to protect your stuff from damage or theft, renters insurance will help.

Please note, renters insurance isn't required by law. That being said, some landlords or residential management companies require it.

What does renters insurance cover?

Renters insurance typically covers

You can also add other renters coverages like special coverage for jewelry and/or other high value items.

We can help you save money by customizing your renters insurance so you only pay for what you need.

See all renters coverages

Does renters insurance cover water damage?

Renters insurance can pay for water damage to your belongings like furniture, clothes, and electronics caused by a sudden and accidental cause. This can include things like a pipe breaking or a leak caused by a severe storm.

Please note, renters insurance doesn't pay for flood damage and won't cover structures like walls, ceilings, and floors. These would be covered by the building owner.

Does renters insurance cover my things outside of my rental unit?

Yes! No matter where you are, your personal property is covered. Renters insurance is protection that goes with you.

Examples of how renters insurance can help protect your stuff

How much renters insurance coverage do I need?

In general, coverage depends on how much stuff you need to protect. To get started, take inventory of your belongings. Include your clothes, electronics, furniture, kitchenware, jewelry, and other items you own. This will help you think about how much protection you need.

For many people, a good amount of coverage is

You can also add additional coverages to give you extra protection.

Please note, liability coverage comes standard with a Liberty Mutual Renters policy. This means you're protected if you, your family member, or your pet injures someone or damages their property.

Another thing to consider adding is No-fault Medical Coverage. This means your insurance company can help pay for someone's medical bills if they're injured in your home.

Other optional coverages to consider

See all renters coverages

How are landlord and renters insurance different?

Your landlord may be insured, but that doesn't mean you're protected if there's an accident.

Landlord insurance covers the investment of the landlord, in other words their property. This includes

What do I need to get a renters insurance quote?

Getting a renters insurance quote is easy with Liberty Mutual. All you need is

How do I add an additional interest or interested party to a Liberty Mutual renters policy?

Please call us at 800-290-8711 to add one of these.

An additional interest can include

Call for a quote

800-295-1739

24/7 Roadside Assistance

800-426-9898

About Liberty Mutual

Quick Links

Liberty Mutual is an Equal Opportunity Employer and an Equal Housing Insurer.