Pet dental insurance coverage

Offering the Best Dental Insurance for Dogs and Cats Included Our Policies 

What’s covered with Embrace’s Dental Pet Insurance?

Your furry friend's dental health is vital to their overall well-being. That's why every Embrace accident and illness policy covers the following dental issues (and more) for up to $1000 for each policy term. 

*It is important to note that these are just estimates, and the actual cost of treating your pet will vary depending on the severity of the illness or injury, your location, and the type of veterinarian you see. Dental cleanings are considered preventative care and are reimbursed in optional wellness plans, but not covered under pet insurance plans. *

Likelihood of Dental Illnesses and Injuries 

The likelihood of your pet developing a particular dental illness or injury will vary depending on several factors, including their breed, age, diet, and chewing habits. However, as you can see from the table above, dental disease is very common in pets, affecting up to 90% of dogs and cats over the age of 3. Embrace has your pet covered for dental accidents and illnesses up to $1,000 per policy year.   

Preventing Dental Illnesses and Injuries 

The best way to prevent dental illnesses and injuries in pets is to provide them with a good oral hygiene routine. This includes brushing their teeth regularly, using dental chews, and providing them with toys that help to clean their teeth. It is also important to take your pet to the veterinarian for regular dental checkups and cleanings. While this regular dental care isn’t covered by Embrace’s pet dental insurance that’s part of every accident and illness plan, it can be reimbursed through Embrace’s pet wellness plans.

Does Embrace pet insurance cover dental? 

Your pet is family, and just like any family member, their health and well-being mean everything to you. That's why our pet insurance is more than just a policy - it's a promise to be there for you and your furry friend through life's ups and downs.    From their fluffy tails to their unique smiles, we value all aspects of their well-being, from unexpected accidents to routine wellness checks and even those pesky dental issues that pop up. With our coverage, you're embracing the peace of mind that comes from knowing you can provide the best possible care for your pet, no matter the situation.   

How to Find Pet Insurance that Covers Dental

Many pet insurance providers overlook the importance of dental care, leaving pet parents in a difficult position when issues arise. At Embrace, we understand that dental health is a vital component of your pet's overall well-being. That's why our policies are different. We provide this $1000 dental coverage as a standard feature, ensuring that your furry family member's adorable smile remains as radiant as their personality. Pre-existing conditions are excluded, though Embrace does cover some curable pre-exisiting conditions.

From treating broken or chipped teeth to dealing with more serious dental conditions like gingivitis and periodontal disease, we're deeply committed to helping them get back to feeling their best (that’s why we covered 93% of claims last year). 

Dog Dental Insurance

Canine companions can be bundles of joy and energy, but they're also susceptible to various dental issues that can affect their overall health and happiness.  

 From chipped or broken teeth incurred during enthusiastic play to oral diseases like gingivitis or periodontal disease, dental problems are common among dogs. Ignoring them can cause complications like infection, discomfort, and systemic health problems.  

 At Embrace, we're committed to helping you navigate dental dilemmas to ensure your pup gets the care they need, when they need it, so they can enjoy life with you to its fullest. 

Dental Insurance for Cats

Your whiskered companion may seem self-sufficient, but they rely on you for their dental health.  

 Cats can suffer from dental issues like plaque buildup, gum disease, and even more painful conditions like stomatitis. These problems can lead to difficulty eating, bad breath, and even systemic health concerns.  

 Embrace wants your every pet to enjoy the best possible quality of life, so our plans include coverage for feline dental issues up to $1000 per policy term. We're committed to helping you ensure they always have the comprehensive care they need to live a healthy, happy life full of purrs, play, and cuddles. 

Dog & Cat Coverage for Routine Dental Care 

 We see routine, preventative pet dental care as critical to maintaining your pet's overall health (one reason we’re rated 4.9/5 on Pet Insurance Review.com), which is why we reimburse for preventative dental care through our optional pet wellness plans.  

 According to The Animal Foundation, 70% of cats and 80% of dogs have signs of periodontal disease by age three. So, we developed our optional Wellness Rewards program to reimburse you for preventive veterinary care like teeth cleaning (the best way to prevent serious oral diseases down the line) that isn’t covered under our regular pet insurance policies.  

 Being proactive with your pet's dental health ensures a brighter smile and a happier, healthier life. And with allowances ranging from $250 to $650 per policy year, you can choose the right level of preventative dental care for your pet.  Learn more about Wellness Rewards here. 

Pet Dental Insurance Coverage FAQs

Does pet insurance cover dental?

Yes, Embrace Pet Insurance covers dog and cat dental issues, including broken, chipped, or fractured teeth, gingivitis, and periodontal disease up to $1000 per policy term.

Is dental insurance for dogs worth it?

Considering the high likelihood of dental problems occurring in dogs and cats and the potentially high cost of treatments, many pet parents find that dental coverage gives them both peace of mind and financial security. The best part? We include it in every Embrace policy. 

Does pet insurance cover cracked teeth?

Embrace covers cracked teeth and other dental issues as part of every policy, up to the policy limit. 

Does pet insurance cover teeth cleaning?

Routine care isn’t covered by pet insurance, but Embrace's Wellness Rewards plans will reimburse you for routine teeth cleaning and other preventative pet care.  

How much does a dog's broken tooth cost?

The cost varies widely based on the severity of the fracture, treatment and area of the country you live in. The average cost can range from $200-$2,500 per tooth. 

How can I save money on my dog's dental?

Preventative care and purchasing a pet insurance policy with dental coverage are a powerful combination that saves you money and keeps your pet healthy and happy. 

Does pet insurance cover dental extractions?

Yes, Embrace covers dental extractions as part of their standard policy. The average cost ranges from $200-$2,500 per tooth.

Ready to protect your furry friend?

Call (800) 779-1539

Connect with Us

Copyright 2005—2024 Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2024 American Modern Insurance Group, Inc.